Definition of Congruency

In the context of one’s life, congruency means that:

• your beliefs, values, and actions are all in
  • agreement,
  • harmony,
  • conformity,
  • and correspondence.
• all parts and areas of your life are moving in the same direction.
• you walk your talk.

For example, someone who smokes and yet makes a point of eating healthy and getting regular exercise is not making congruent choices. Someone who has one area of his life sabotaging, weakening, or undermining another area of his life does not have a congruent lifestyle.

The reason most people are unconsciously breaking down their own success and limiting themselves is because of three things:

1. First, they don’t have clearly defined, measurable goals for their lives.
2. Second, they fail to measure and notice what they’re doing and what the ripple effects of their choices are,
3. and thirdly, because they’re lazy, addicted, apathetic, or just plain stupid.

But for those of us who are committed to happiness, success, and reaching our full potential, focusing on congruency can skyrocket you to unprecedented heights of success.

Every choice in every area of your life affects every other area – everything in your life is interconnected.

No Involvement, No Commitment.

Stephen Covey said that when we live according to our values, we will be happy. He also said,

“Without involvement, there’s no commitment. Mark it down, circle it, underline it. No involvement, no commitment.”

That makes sense, since you can’t deal with life at arm’s length. Whatever you focus on will grow, and you only have 24 hours a day to attain your success and happiness. Having the intestinal fortitude to define your values, beliefs, and philosophy, and then to arrange your goals in each area of your life so that they all fit and support each other, is indeed a smart thing to do, and very rare.

Perhaps one percent of people do this. You can, too.

It’s a simple choice.

Defining Our Own Philosophy

Defining our own philosophy and world view, and then deciding what we want our lives to look like, taking into account every area of life:

• social,
• mental,
• physical,
• financial,
• family,
• work,
• etc.,is the first step to greatness.

Then, look at your present lifestyle and choices through this lens, and decide what and who needs to be:

• adjusted,
• removed,
• fixed,
• added,
• and tweaked.

That‘s the scary and exciting part, because it will tell you exactly how much you are committed to what you say you believe and want.

Your philosophy of life is like your GPS, or compass. It will guide you to it’s ultimate purpose, be it self-sacrifice and resentment, or greatness and fulfillment.

Align All the Areas of Your Life

Then, it’s time to take action, to align all the areas of your life with your goals and values. This means removin

• certain people,
• groups,
• activities,
• choices,
• and input,
• and adding new stuff.

It’s like

• pulling the thorn out of your foot,
• wiping the dog poo off the bottom of your shoe,
• filling your gas tank,
• joining a health club,
• buying a bicycle,
• and canceling your membership to a club of losers.

It’s a wonderful way to spring clean your life, repaint it, and spruce it up.

It’s weeding the garden and planting new, beautiful flowers.

Having the guts to commit to being real and honest, no matter what the cost, is a wonderful investment in your happiness and self-esteem.

The Midas Touch

People who live congruent lives feel that whatever they touch turns to gold – success starts to “flow” for them. Things start going their way.

1. They breathe easier.
2. They sleep well.
3. They confront issues with courage and confidence.
4. They seem to attract successful people and circumstances.
5. They start liking and respecting themselves more, so others start treating them better, too.
6. They come out of the closet, so to say, into the bright sunlight of energy, purpose, and freedom.

This is scary for losers, who live on excuses, but exciting for winners, who love creating their own dream lives:

“Every thought, word, action, cent, decision, commitment, second, minute, hour, and mouthful of food COUNTS.”

Evaluate Your Life

I encourage you to evaluate your life and decide if it’s congruent or not. Since 97% of our problems, including our most valuable resource – our time, can be solved or significantly alleviated with money, as I have found being a Joint Venture Broker to be the most valuable tool available for facilitating a life of congruency, freedom, and happiness.

Too many times, we assume that we’re free of negative, limiting conditioning. Watch this video to see how your values determine why one gets rich or not.

Our beliefs about money and value and our self-esteem regulate and control our choices and the results we get. When our philosophy, values, beliefs, and priorities are properly aligned to wealth and success, everything changes.

If we:

• Love what we do,
• Believe in what we do,
• When we are grateful for what we do and have,

we remove limitations from our lives.

Take Inventory

Guilt, resentment, and fear will hobble even the most intelligent, hard-working people. Take inventory. Reassess what you value. Look at your real priorities.

• What do you spend your time and energy on?

Examine what you believe, and you will find out why you’re not getting rich. We always have the energy and time for things that are highest on our values. Money flows to your values.

• Where are you most disciplined, organized, and focused?
• What do you think about and read about most?
• What do you secretly wish for? Why? Why is it a secret?
• What is your internal dialogue?
• Where do you spend your time?
• What do you talk about?
• What do you emotionally react to?
• Those are your highest values – that’s what you are dedicated to. Is it making you rich?

We’ve all been conditioned and continue to be conditioned by the people in our lives and the information we’re exposed to. We all have values hierarchies or priorities, and the good news is that these can be adjusted, reinterpreted, and reprioritized. It’s all about interpretation and perception.

• How do you define “wealth”?
• What do think “rich” means?

Living a Life Congruent with Money

For example, if your highest priority is your kids, you might presently prioritize spending time with your children over working on your business, so you neglect your business or apply less passion to it, than, for example, building kits with your kids.

By understanding that your business can provide you with the passive income, money, and time for a better quality of life for your children, plus their education, security, and peace of mind, you can increase the priority of your business and see more “purpose” in it.

The meaning that we apply to our different options determines how we value them. By linking your priorities to the right activities and discipline, you can effect the changes you want.

Your Feelings About Money

1. How do you actually feel about money?
2. Do you secretly believe that rich people are dishonest, that money is the root of evil, or that money is a “necessary evil”?
3. Do you feel guilty about having money?
4. Do you resent others who have more than you do?
5. Do you feel bad when you have money while others don’t?
6. Does that cause you to subconsciously sabotage your own success?
7. Is your philosophy one of collectivism, or mysticism and superstition, as opposed to capitalism?
8. Do you feel you don’t deserve to be rich because of your past “sins” or bad choices?
9. Do you feel responsible for the choices that others make? Do you have low self-esteem?

Getting in touch with what you really want and believe is sometimes daunting and threatening, however confronting our true values is essential if we want to change our circumstances.

Empowering Your Beliefs

Removing the source or root of bad beliefs, replacing disempowering beliefs with good ones, and taking the time to think through this stuff, is easiest when you surround yourself with the right people and expose your mind to the right information.

In order to break free of these limiting beliefs and arrange a mindset that makes it possible to reinterpret your values priorities, I suggest you read Ayn Rand’s “Atlas Shrugged”, which I guarantee will change you life if you are serious about financial freedom.

My cleaning lady would rather slave away and sell her time and sweat for $20 an hour than take the time to build a business. An employee who commutes three hours a day and works nine hours for a measly salary and no security would make a lot of money if he devoted twelve hours a day to brokering Joint Ventures.

• Why is it so difficult for people to move from cleaning closets and doing mind-numbing jobs to becoming successful entrepreneurs?
• Why do they need a boss to make sure they work?
• Why would someone spend twelve hours a day, doing what he hates (statistically, most people hate their jobs) to make $5,000 per month, when he can spend twelve hours to create financial freedom and retirement within a year?

It doesn’t make sense. Or does it?

I tested it – I gave my cleaning lady copies of three of my books and a few DVDs. I directed her to my websites. I told her I would be happy to answer any questions she had. She has never mentioned JVs again. She works hard, has a great attitude, and talks about cleaning and her family, and how much they need money.

Why People Are Stuck

Why are people stuck on their financial prisons, when they can free themselves with entrepreneurship?

1. The average IQ in North America is 98. NINETY-EIGHT.
2. And we are conditioned by the liberal media, the sly mystics, and the matronly academia to believe business and money is bad.
3. People pay $35,000 to get an MBA that they can use to get a better JOB. Crazy.

Stupidity, conditioning, fear of the unknown. “Better the devil you know”, “Too good to be true.” Sad, isn’t it? Not really. 98% of people will never become wealthy. That’s just the way it is. Accept it.

Here’s my point:

Entrepreneurs, let’s stop trying to rescue those who prefer to wallow in the waters of quiet desperation. Let’s stop casting pearls before swine.

• Let’s withdraw our generous offers and make people come and ASK for our help.
• Then make them PAY for it, so they recognize its value.

After all, they happily pay for their cigarettes and beer, don’t they? Atlas should shrug more often.

Stop wasting your time with losers, posers, parasites, and wanna-be’s. Make people prove themselves.

If they stop producing, cut them loose. That means FIRE them. Let’s become a lot more selective.

Why are cults so successful? They enforce very strict discipline and rules. They exact massive payment from their members. Perhaps we could learn from them.

Up the Ante

Let’s increase the quality of those with whom we communicate. Let’s up the ante. Let’s throw up more barriers and stop being so generous and altruistic. Make them ask, make them pay, and make them perform, and the eagles will soon reveal themselves.

The cream will rise to the top – it doesn’t need encouraging. The good ones will show up and motivate themselves. You don’t have top motivate a winner, and you can’t motivate a loser. The turkeys will stay away and attack you at every opportunity. DollarMakers has a new policy: we don’t accept Members back once they leave. And as we get more selective, the quality and income increases.

Stop trying to sell yachts to the homeless. Stop expecting idiots to read Shakespeare. You don’t see the price of Rolex going down. Stop begging people to succeed. Don’t give your cleaning lady books – give her a box of donuts.

They say seventy percent of Americans are one paycheck away from bankruptcy. Actually, I think the number is much higher.

How to get out of debt?

1. First, what do most people do? They focus on the debt. It’s like a huge depression magnet. How happy, courageous, enthusiastic, creative, and innovative can one be when focusing on your biggest problem?
2. They associate with other people who are also in debt. Crazy! That just perpetuates the situation!
3. They seek silly, quick-fix solutions, like network marketing (it works, but it takes years) and risky schemes that cost a lot to get involved with. Remember, only take advice from someone who already has what you want, and that the biggest scammers are found running seminars and behind pulpits.

Someone once said that if you know what 97% of people are doing and you just consistently do the opposite, you can’t help succeeding in life. That’s because most people are losers. That’s a proven statistic; 97% of people will never get rich. So you have to go with the 3% if you want financial freedom.

My real life, tough love, unapologetic recipe for getting out of debt:

1.  Stop Unnecessary Spending.

Stop spending money you don’t have on things you don’t need to impress people who don’t care.

• You don’t NEED to lease the latest, shiny new car.
• You don’t need to eat out in restaurants all the time.
• You don’t need to belong to service clubs and networking clubs if they’re not making you money, and factor in all your costs – your time, gas, meals, parking, etc.
• You don’t need a Blackberry – I seldom use my old cell phone, and I do just fine.

Even if you’re the “President”, resign right now. Get real, and get over your ego and your need for acceptance. If you’re a dirty little smoker, it’s costing you at least $300 per month, offending people who don’t like stinking of foul tobacco, and telling everyone you’re a loser. Stop it. Winners don’t smoke. If I’m offending you, I don’t care.

2.  Flock with Winners.

Surround yourself with winners who have money. Cut the losers, whiners, and parasites in your life loose – NOW. That’s around 97% of people.

3.  Improve Your Focus.

Focus on profits, not sales, awards, or titles. You may be a Double Diamond Executive Champion in your network marketing company, but if you’re only earning $1,000 per month from it, you’re delusional. If you’re a business owner, moving your focus from sales to profits is a major shift in focus. Fire any employee who isn’t profitable, even if it’s a relative. You’re not a socialist. If your business isn’t working, scrap it. You’ll have to get tough if you want to get rich.

4.  Take Responsibility.

Stop making excuses and take full responsibility for your financial future. You have to adapt to your circumstances and stop blaming them. Change your sails and use the wind to propel you towards your goals. Your present life and financial status is a mirror of your choices and thoughts. YOU created it.

The past is irrelevant, so stop talking about it. Nobody cares how successful you say you were in the past. You can’t drive to the bank looking in the rear-view mirror. Depend only on yourself, and decide that you will reach your goal of financial freedom no matter what it takes or how long it takes – no turning back – total commitment. 24/7/365.

Move from being a worrier to a warrior, from victim to victor. You can be popular of you can be rich. Decide what is most important to you. If you want both, your achievements will be short-lived and mediocre at best.

5.  Find a Truly Successful Mentor.

Find a mentor with money and without a hidden motive. That disqualifies 99% of “coaches” and “consultants” and all bank managers and “Financial Planners”. Take his or her advice, and don’t second-guess them, or they will cut you loose. They will watch you, and if you’re not consistently taking action and applying their advice, you will suddenly find it hard to get hold of them. Atlas will shrug. Your Mentor will provide you with a SYSTEM for making money, and you have to stick with it UNTIL it works.

My Motto

Remember this – it is my motto for life, from Paul J. Meyer:

“Whatever you vividly imagine, ardently desire, sincerely believe, and enthusiastically act upon, must inevitably come to pass.”

Winners NEVER quit.

That’s it. Simple. The best system I have found to create financial freedom for anyone, regardless of their age, circumstances, background, education, or experience, and that can allow them to retire in one year with more residual income per month than they need to live on, is Joint Ventures.

DollarMakers is designed to help you and mentor you to this goal without risk, and you can do it part-time. We have a 23-year track record, and we practice what we preach. Get the fantastic Joint Venture Coupon Strategy tool for free now. That’s a good place for you to start.

The problem that Jay refers to is our negative, limiting conditioning that is based on scarcity, fear, competition, and skepticism. Instead of seeing why things are possible and what we CAN accomplish, most of us find reasons why we CAN’T. When the average person is told he can get rich, retire, and break free from his burden of debt, he responds, “It’s too good to be true; must be a scam.”

But when you think like a real entrepreneur, and especially when you understand the power of Joint Ventures, everything changes. You don’t have to die of thirst in the middle of a freshwater lake.

The Abundance that Surrounds You

We are surrounded by opportunities, resources, and options that most of us are blind to. Underutilized resources, unconverted leads, hidden assets, money, credit, excess inventory, perishable resources – my personal frustration is that I battle to find enough people who understand Joint Ventures to take advantage of all these wonderful windfall opportunities, and that’s why I started DollarMakers. There is no shortage of options, only a shortage of smart, hard working people who GET IT.

For Example

Here’s a simple example of the amazing power of negative conditioning. Last night I presented a complimentary, ninety-minute seminar on how to become financially free through the use of Joint Ventures, and invited people to attend my JV Bootcamp. I told them how two hundred people attended my last three Bootcamps, and none of them took advantage of our money-back guarantee. Then I offered then the same deal: “Attend the Bootcamp, and by lunch time, if you’re not happy, we will refund your $497.”

At the end of my talk, a man walked up to me and said, “I still don’t know if this will work.” Even though I had effectively removed all the risk, and I know he can easily afford the $497, he is still stuck. Scary!

It’s like holding out a bowl of money, offering people free money, and they say, “There must be a catch – I won’t take any. Please let me return to my sad life of desperation, frustration, and fear.”

Seeing Through the Myths

The best part about getting a piece of the vast abundance around us is that is can be done with no cost, no risk, and relatively little time. The myths that are perpetrated by the media, the mystics, and the academics are not factual, yet we buy into them. When people learn the indisputable, proven FACTS about specific ways to access resources and wealth that cannot be denied, things change – fast. These facts can be demonstrated through real-life stories and examples, with measurable results.

“You have to work hard for many years in order to make real money” is a myth, a concept that is fed to us with those who have a vested interest in our servitude. The rich get richer because they understand this stuff. The banks and your “Financial Planner” don’t want you to know this. You can walk out of your self-created prison – the door isn’t locked.

Rising Above Recession

This recession is a good example of smoke and mirrors, and many businesses are doing better than ever before DURING the recession. Those who believe the only way to survive to is to get and keep a job at any cost, are the losers; they will accept pay cuts, unpaid overtime, ridiculous restrictions, and paid slavery, whereas they can walk away and enter a new world of freedom and choice, where they can hold their heads up high and retire within a year with more residual income per month than they need to live on!

My Advice

• Someone said, “Never take advice from anyone who doesn’t already have what you want.”
• Someone else said, “Never take advice from people who are more screwed up than you are.”
• And I would like to add, “Don’t buy outdated advice.”

Breaking Free

How do we break free from this restrictive, oppressive lifestyle of scarcity? At DollarMakers, that’s exactly what we teach people to do, thorough the use of Joint Ventures. Anyone, regardless of their age, background education, or circumstances, can use JV’s to create financial freedom without cost, risk, or too much time. Much of it, you are already doing; DollarMakers teaches you how to monetize it. With 23 years of international experience, we know what you need to succeed.

You CAN be free. You don’t have to starve next to a loaded buffet table. How hungry are you? There’s more than enough for everybody.

Remove your blindfold, break your chains, and for the sake of your sanity, your integrity, and you family, decide that you want the time and money to enjoy a great quality of life instead of living on the edge in a dark, unhealthy coalmine. What have you got to lose? What will you do?