Definition of Congruency

In the context of one’s life, congruency means that:

• your beliefs, values, and actions are all in
  • agreement,
  • harmony,
  • conformity,
  • and correspondence.
• all parts and areas of your life are moving in the same direction.
• you walk your talk.

For example, someone who smokes and yet makes a point of eating healthy and getting regular exercise is not making congruent choices. Someone who has one area of his life sabotaging, weakening, or undermining another area of his life does not have a congruent lifestyle.

The reason most people are unconsciously breaking down their own success and limiting themselves is because of three things:

1. First, they don’t have clearly defined, measurable goals for their lives.
2. Second, they fail to measure and notice what they’re doing and what the ripple effects of their choices are,
3. and thirdly, because they’re lazy, addicted, apathetic, or just plain stupid.

But for those of us who are committed to happiness, success, and reaching our full potential, focusing on congruency can skyrocket you to unprecedented heights of success.

Every choice in every area of your life affects every other area – everything in your life is interconnected.

No Involvement, No Commitment.

Stephen Covey said that when we live according to our values, we will be happy. He also said,

“Without involvement, there’s no commitment. Mark it down, circle it, underline it. No involvement, no commitment.”

That makes sense, since you can’t deal with life at arm’s length. Whatever you focus on will grow, and you only have 24 hours a day to attain your success and happiness. Having the intestinal fortitude to define your values, beliefs, and philosophy, and then to arrange your goals in each area of your life so that they all fit and support each other, is indeed a smart thing to do, and very rare.

Perhaps one percent of people do this. You can, too.

It’s a simple choice.

Defining Our Own Philosophy

Defining our own philosophy and world view, and then deciding what we want our lives to look like, taking into account every area of life:

• social,
• mental,
• physical,
• financial,
• family,
• work,
• etc.,is the first step to greatness.

Then, look at your present lifestyle and choices through this lens, and decide what and who needs to be:

• adjusted,
• removed,
• fixed,
• added,
• and tweaked.

That‘s the scary and exciting part, because it will tell you exactly how much you are committed to what you say you believe and want.

Your philosophy of life is like your GPS, or compass. It will guide you to it’s ultimate purpose, be it self-sacrifice and resentment, or greatness and fulfillment.

Align All the Areas of Your Life

Then, it’s time to take action, to align all the areas of your life with your goals and values. This means removin

• certain people,
• groups,
• activities,
• choices,
• and input,
• and adding new stuff.

It’s like

• pulling the thorn out of your foot,
• wiping the dog poo off the bottom of your shoe,
• filling your gas tank,
• joining a health club,
• buying a bicycle,
• and canceling your membership to a club of losers.

It’s a wonderful way to spring clean your life, repaint it, and spruce it up.

It’s weeding the garden and planting new, beautiful flowers.

Having the guts to commit to being real and honest, no matter what the cost, is a wonderful investment in your happiness and self-esteem.

The Midas Touch

People who live congruent lives feel that whatever they touch turns to gold – success starts to “flow” for them. Things start going their way.

1. They breathe easier.
2. They sleep well.
3. They confront issues with courage and confidence.
4. They seem to attract successful people and circumstances.
5. They start liking and respecting themselves more, so others start treating them better, too.
6. They come out of the closet, so to say, into the bright sunlight of energy, purpose, and freedom.

This is scary for losers, who live on excuses, but exciting for winners, who love creating their own dream lives:

“Every thought, word, action, cent, decision, commitment, second, minute, hour, and mouthful of food COUNTS.”

Evaluate Your Life

I encourage you to evaluate your life and decide if it’s congruent or not. Since 97% of our problems, including our most valuable resource – our time, can be solved or significantly alleviated with money, as I have found being a Joint Venture Broker to be the most valuable tool available for facilitating a life of congruency, freedom, and happiness.

Strategizing the Target

Shane heard about an entrepreneur who could help him move a large amount of products. This entrepreneur (I’ll call him Dennis) was busy, successful, in demand, and very selective. Many people continually vied for Dennis’s attention, and salespeople spent a lot of time trying to sell him stuff. Shane took a month to do some serious due diligence and information gathering on Dennis –

• his family,
• business,
• employees,
• goals,
• background,
• philosophy,
• hobbies,
• you name it.

Then he paid a detective to gather even more information. When he was properly prepared, he spent a thousand dollars buying and using Dennis’s products and services.

Now Dennis knew who Shane was – a respectful client.

Setting the Bait

Shane knew that Dennis’s family was very important to him, so he paid a photographer to do a professional photo shoot of Dennis’s family. Then he invited Dennis to go deep sea fishing with him and a few carefully chosen friends.

He spent another month working on his relationship with Dennis until Dennis regarded Shane as a friend. This included buying Dennis a new guitar. Up to this point, Shane didn’t try to sell Dennis anything.

Catching the Fish

Three months to the day after Shane targeted Dennis, he closed the deal. Shane’s total investment, he told me, was five thousand dollars, which was tax-deductible. The deal made him forty-thousand dollars NET profit after deducting the five thousand. And Dennis made twenty thousand.

What Shane did was to strategically get the maximum amount of credibility and leverage before introducing his deal.

He told me that, at any time during this three-month process, if he felt the deal wasn’t going to work, he would have cut bait and walked away.

A General, Not a Soldier

That was ten years ago, and Shane and Dennis are still doing business. (I called Shane to make sure.) How different from the desperate posers who push their scruffy little business cards at you without even knowing you. Shane makes a lot of money, because he is a general, not a soldier. He is:

• rational,
• professional,
• unattached,
• reliable,
• respectful,
• and skillful.

He values relationships, and he takes nothing for granted. You would never see him in a “Business Networking Group” or a Chamber of Commerce meeting.

Many Ways to Achieve the Same Results

Of course, it doesn’t always take five thousand dollars to position yourself for a successful deal / Joint Venture. There are many ways to accomplish the same results for pennies on the dollar, and even for nothing but time and effort, but I like this illustration. As Ayn Rand said,

“Wealth is the product of man’s capacity to think.”

The emphasis is on THINK – something most so-called entrepreneurs avoid in favor of desperate sales pitches and their blind fumbling for a quick buck.

Which do YOU want to be?

Soldiers will grab a gun and rush out shooting. Generals plan before executing. They use:

• military intelligence,
• spies,
• reconnaissance,
• and input from other people.

They coordinate the activities of others.

Which do YOU want to be? Soldier or general?

To learn more about the Joint Venture Broker approach to wealth, which Shane understood so well, visit www.jvwisdom.com.

I met with someone this morning – a real winner. My objective is to build a long-term relationship with him and do lots of mutually-beneficial business over time.

What did I sell him? We met in a bookstore, and I sold him a copy of “Atlas Shrugged”. At least, he was headed for the cashier with the book in his hand when I waddled out. That’s possibly the biggest favor I will ever do for him. But my strategy for turning that meeting into a goldmine goes beyond recommending a book that will change his life.

Seek to Add to Your “Eagles List”

Having established his credentials, and my due diligence having shown that the man is a winner of the highest caliber, I simply add his name to my “Eagles List”. These are winners (many who assume they’re on that list are not) with whom I intend to build strong, trusting, lucrative relationships /goldmines. They are few and far between, hard to find, and like gold nuggets in tons of dirt, so one should value such a discovery. These people represent less than 1% of the population.

1. The people on my Eagles List receive regular communication and value form me.
2. I regularly introduce them to good people, good deals, and good Joint Ventures, look for overlap with them in my own JVs, and generally seek to add value to their lives.
3. I monitor these relationships carefully, and when evidence reveals that they’re not who I thought they were, or they make bad choices, they are simply removed from my list (and go spiraling forlornly into outer darkness).

Building a Winners-Only Network

Winners understand reciprocity and they think big. If your network creates your net worth, it’s crucial that you avoid losers and parasites at all costs. By carefully and consistently building value and relationships with the right people, you earn the right to their time and advice.

Jim Rohn said, “Asking is the beginning of receiving. Make sure you don’t go to the ocean with a teaspoon. At least take a bucket so the kids won’t laugh at you.”

Winners know other winners, and it’s all about who you know.

Business is a Courtship

Think about a successful Joint Venture as the culmination of a courtship. Proving yourself as being professional, reliable, honest, and able, and creating trust and reciprocity, has to happen before smart entrepreneurs will work with you and introduce you to their friends. And they WILL judge you by the company you keep and your track record.

Jim Rohn again: “Success is neither magical nor mysterious. Success is the natural consequence of consistently applying the basic fundamentals.”

When you put enough wood on the fire, you can heat your home.

My cleaning lady would rather slave away and sell her time and sweat for $20 an hour than take the time to build a business. An employee who commutes three hours a day and works nine hours for a measly salary and no security would make a lot of money if he devoted twelve hours a day to brokering Joint Ventures.

• Why is it so difficult for people to move from cleaning closets and doing mind-numbing jobs to becoming successful entrepreneurs?
• Why do they need a boss to make sure they work?
• Why would someone spend twelve hours a day, doing what he hates (statistically, most people hate their jobs) to make $5,000 per month, when he can spend twelve hours to create financial freedom and retirement within a year?

It doesn’t make sense. Or does it?

I tested it – I gave my cleaning lady copies of three of my books and a few DVDs. I directed her to my websites. I told her I would be happy to answer any questions she had. She has never mentioned JVs again. She works hard, has a great attitude, and talks about cleaning and her family, and how much they need money.

Why People Are Stuck

Why are people stuck on their financial prisons, when they can free themselves with entrepreneurship?

1. The average IQ in North America is 98. NINETY-EIGHT.
2. And we are conditioned by the liberal media, the sly mystics, and the matronly academia to believe business and money is bad.
3. People pay $35,000 to get an MBA that they can use to get a better JOB. Crazy.

Stupidity, conditioning, fear of the unknown. “Better the devil you know”, “Too good to be true.” Sad, isn’t it? Not really. 98% of people will never become wealthy. That’s just the way it is. Accept it.

Here’s my point:

Entrepreneurs, let’s stop trying to rescue those who prefer to wallow in the waters of quiet desperation. Let’s stop casting pearls before swine.

• Let’s withdraw our generous offers and make people come and ASK for our help.
• Then make them PAY for it, so they recognize its value.

After all, they happily pay for their cigarettes and beer, don’t they? Atlas should shrug more often.

Stop wasting your time with losers, posers, parasites, and wanna-be’s. Make people prove themselves.

If they stop producing, cut them loose. That means FIRE them. Let’s become a lot more selective.

Why are cults so successful? They enforce very strict discipline and rules. They exact massive payment from their members. Perhaps we could learn from them.

Up the Ante

Let’s increase the quality of those with whom we communicate. Let’s up the ante. Let’s throw up more barriers and stop being so generous and altruistic. Make them ask, make them pay, and make them perform, and the eagles will soon reveal themselves.

The cream will rise to the top – it doesn’t need encouraging. The good ones will show up and motivate themselves. You don’t have top motivate a winner, and you can’t motivate a loser. The turkeys will stay away and attack you at every opportunity. DollarMakers has a new policy: we don’t accept Members back once they leave. And as we get more selective, the quality and income increases.

Stop trying to sell yachts to the homeless. Stop expecting idiots to read Shakespeare. You don’t see the price of Rolex going down. Stop begging people to succeed. Don’t give your cleaning lady books – give her a box of donuts.

1.  Outdated Advice:

“Look at me,” purrs the seminar leader, “I’m rich because I invested in real estate in Florida. Do what I did, and you’ll get the same results.” Fine, except that the real estate market, the money situation, laws, mortgages, and a host of other things have changed dramatically in the past eight years since the guru made some money. And did he make his money in real estate, or in the seminars he’s been running to teach others how to do it? The same goes for Internet Marketing, foreign exchange scams, investments, and on and on.

2.  Motive:

What does the presenter of the advice have to gain or lose when you accept his advice? What is his vested interest and agenda?

3.  Authentic Knowledge:

How do you know this person advising you actually has the authority and insight to offer you good advice? At the end of many of the talks and seminars I present, I have people slithering up to ask me if they can give me some “Constructive Criticism.” I ask them how long they have been presenting seminars, how many people they have spoken top in the past 23 years, and how much money they have made, before they advise me on my presentation. Most of them are passive aggressive losers who wish to castigate me for calling people “fat” or using the word “loser”. Go figure. Someone once said, “Never take advice from someone who doesn’t already have what you want”. I would add, “And make sure they earned it themselves, under the same circumstances you currently face.”

4.  Consider the Source.

Consider the source of the advice.  A bank manager or a teacher can’t tell you how to get rich – they aren’t making money themselves! Never take advice from people who even are more screwed up than you are. And let me assure you, truly wealthy people will NEVER tell you how much money they have, and they seldom flaunt it. Read “The Millionaire Next Door”. Anyone can put doctored income statements and fake checks on the internet as “proof” of how much money they made. The Internet is a dangerous place; it’s where the worst people hide. You can be anything you like on the Internet.

5.  Consider the Setting.

Are you being offered incentives, meals, drinks, and holidays in order to get you to hand over money? Are you getting whipped up into an emotional frenzy and told that if you don’t invest quickly, you will lose? Is there pressure to buy NOW? Are you being wined and dined, patted on the back, and manipulated? Is religion being used? Wake up and smell the coffee.

6.  Beware of Statistics.

Be very aware and careful of the use of statistics. Have you heard the one about the river-crossing statistician who drowns after determining that the water is, on average, only three feet deep? This, says author Sam L. Savage, is just one example of the “Flaw of Averages.”

7.  Manipulation Tactics.

Be careful of social manipulation, “Group Think”, peer pressure, greed, the use of sex, and quick, but short-term financial relief.

Personally, I have seen enough conmen and scammers to last me a lifetime, and the worst of them appear on seminar stages, behind pulpits, and at Franchise Shows. They come in all guises, always smiling and hugging.

Remove Risk

I hate risk, so I use Joint Ventures to create wealth. I do business with little time, no risk, no cost, no overhead, no marketing or sales budget, no selling, no employees, no inventory, and no sleepless nights. I create multiple streams of residual income so that I don’t have all my eggs in one basket, nobody can control of manipulate me, and everything I earn is 100% pure profit. If that appeals to you, check this link.

They say seventy percent of Americans are one paycheck away from bankruptcy. Actually, I think the number is much higher.

How to get out of debt?

1. First, what do most people do? They focus on the debt. It’s like a huge depression magnet. How happy, courageous, enthusiastic, creative, and innovative can one be when focusing on your biggest problem?
2. They associate with other people who are also in debt. Crazy! That just perpetuates the situation!
3. They seek silly, quick-fix solutions, like network marketing (it works, but it takes years) and risky schemes that cost a lot to get involved with. Remember, only take advice from someone who already has what you want, and that the biggest scammers are found running seminars and behind pulpits.

Someone once said that if you know what 97% of people are doing and you just consistently do the opposite, you can’t help succeeding in life. That’s because most people are losers. That’s a proven statistic; 97% of people will never get rich. So you have to go with the 3% if you want financial freedom.

My real life, tough love, unapologetic recipe for getting out of debt:

1.  Stop Unnecessary Spending.

Stop spending money you don’t have on things you don’t need to impress people who don’t care.

• You don’t NEED to lease the latest, shiny new car.
• You don’t need to eat out in restaurants all the time.
• You don’t need to belong to service clubs and networking clubs if they’re not making you money, and factor in all your costs – your time, gas, meals, parking, etc.
• You don’t need a Blackberry – I seldom use my old cell phone, and I do just fine.

Even if you’re the “President”, resign right now. Get real, and get over your ego and your need for acceptance. If you’re a dirty little smoker, it’s costing you at least $300 per month, offending people who don’t like stinking of foul tobacco, and telling everyone you’re a loser. Stop it. Winners don’t smoke. If I’m offending you, I don’t care.

2.  Flock with Winners.

Surround yourself with winners who have money. Cut the losers, whiners, and parasites in your life loose – NOW. That’s around 97% of people.

3.  Improve Your Focus.

Focus on profits, not sales, awards, or titles. You may be a Double Diamond Executive Champion in your network marketing company, but if you’re only earning $1,000 per month from it, you’re delusional. If you’re a business owner, moving your focus from sales to profits is a major shift in focus. Fire any employee who isn’t profitable, even if it’s a relative. You’re not a socialist. If your business isn’t working, scrap it. You’ll have to get tough if you want to get rich.

4.  Take Responsibility.

Stop making excuses and take full responsibility for your financial future. You have to adapt to your circumstances and stop blaming them. Change your sails and use the wind to propel you towards your goals. Your present life and financial status is a mirror of your choices and thoughts. YOU created it.

The past is irrelevant, so stop talking about it. Nobody cares how successful you say you were in the past. You can’t drive to the bank looking in the rear-view mirror. Depend only on yourself, and decide that you will reach your goal of financial freedom no matter what it takes or how long it takes – no turning back – total commitment. 24/7/365.

Move from being a worrier to a warrior, from victim to victor. You can be popular of you can be rich. Decide what is most important to you. If you want both, your achievements will be short-lived and mediocre at best.

5.  Find a Truly Successful Mentor.

Find a mentor with money and without a hidden motive. That disqualifies 99% of “coaches” and “consultants” and all bank managers and “Financial Planners”. Take his or her advice, and don’t second-guess them, or they will cut you loose. They will watch you, and if you’re not consistently taking action and applying their advice, you will suddenly find it hard to get hold of them. Atlas will shrug. Your Mentor will provide you with a SYSTEM for making money, and you have to stick with it UNTIL it works.

My Motto

Remember this – it is my motto for life, from Paul J. Meyer:

“Whatever you vividly imagine, ardently desire, sincerely believe, and enthusiastically act upon, must inevitably come to pass.”

Winners NEVER quit.

That’s it. Simple. The best system I have found to create financial freedom for anyone, regardless of their age, circumstances, background, education, or experience, and that can allow them to retire in one year with more residual income per month than they need to live on, is Joint Ventures.

DollarMakers is designed to help you and mentor you to this goal without risk, and you can do it part-time. We have a 23-year track record, and we practice what we preach. Get the fantastic Joint Venture Coupon Strategy tool for free now. That’s a good place for you to start.

Here are a few questions to ask yourself, in order to move from tactician to strategist, and from selling your time to using your head:

1. What else could your customers buy, before, after, and during their purchase from you, and who could you arrange that they buy that from, while you receive a piece of all the resulting, ongoing transactions? Back end = 100% pure profit.
2. If you gave them an incentive, how many businesses / people could you arrange to enthusiastically, systematically, and consistently refer business to you? Unlimited, qualified referrals from a trusted source with a high closing ratio is the result.
3. How much extra value would you like to add to your current transactions at no cost or risk to you? This can increase transaction values and closing ratios and drop your attrition rate through the floor.
4. How could you piggyback on the distribution, excess inventory, unconverted leads, marketing, sales, and other resources of twenty other businesses? Scrap that marketing budget.
5. How can you arrange to stop paying for promises and only pay for results, which will essentially allow you to have an unlimited marketing budget? Fire those coaches and consultants right now.

When business owners realize that they’re working too hard and too long for too little, and that they’re only realizing around 10% of their potential profit, they suddenly open their eyes and start thinking like real business owners instead of broke, self-employed, salespeople who BS themselves even more than they do everyone else.

You can move from the soup kitchen to the Four Seasons faster than you think. Stop paying for a Rolex and getting a Timex. But remember that the man who wears a Timex can’t teach you how to buy a Rolex.

The problem that Jay refers to is our negative, limiting conditioning that is based on scarcity, fear, competition, and skepticism. Instead of seeing why things are possible and what we CAN accomplish, most of us find reasons why we CAN’T. When the average person is told he can get rich, retire, and break free from his burden of debt, he responds, “It’s too good to be true; must be a scam.”

But when you think like a real entrepreneur, and especially when you understand the power of Joint Ventures, everything changes. You don’t have to die of thirst in the middle of a freshwater lake.

The Abundance that Surrounds You

We are surrounded by opportunities, resources, and options that most of us are blind to. Underutilized resources, unconverted leads, hidden assets, money, credit, excess inventory, perishable resources – my personal frustration is that I battle to find enough people who understand Joint Ventures to take advantage of all these wonderful windfall opportunities, and that’s why I started DollarMakers. There is no shortage of options, only a shortage of smart, hard working people who GET IT.

For Example

Here’s a simple example of the amazing power of negative conditioning. Last night I presented a complimentary, ninety-minute seminar on how to become financially free through the use of Joint Ventures, and invited people to attend my JV Bootcamp. I told them how two hundred people attended my last three Bootcamps, and none of them took advantage of our money-back guarantee. Then I offered then the same deal: “Attend the Bootcamp, and by lunch time, if you’re not happy, we will refund your $497.”

At the end of my talk, a man walked up to me and said, “I still don’t know if this will work.” Even though I had effectively removed all the risk, and I know he can easily afford the $497, he is still stuck. Scary!

It’s like holding out a bowl of money, offering people free money, and they say, “There must be a catch – I won’t take any. Please let me return to my sad life of desperation, frustration, and fear.”

Seeing Through the Myths

The best part about getting a piece of the vast abundance around us is that is can be done with no cost, no risk, and relatively little time. The myths that are perpetrated by the media, the mystics, and the academics are not factual, yet we buy into them. When people learn the indisputable, proven FACTS about specific ways to access resources and wealth that cannot be denied, things change – fast. These facts can be demonstrated through real-life stories and examples, with measurable results.

“You have to work hard for many years in order to make real money” is a myth, a concept that is fed to us with those who have a vested interest in our servitude. The rich get richer because they understand this stuff. The banks and your “Financial Planner” don’t want you to know this. You can walk out of your self-created prison – the door isn’t locked.

Rising Above Recession

This recession is a good example of smoke and mirrors, and many businesses are doing better than ever before DURING the recession. Those who believe the only way to survive to is to get and keep a job at any cost, are the losers; they will accept pay cuts, unpaid overtime, ridiculous restrictions, and paid slavery, whereas they can walk away and enter a new world of freedom and choice, where they can hold their heads up high and retire within a year with more residual income per month than they need to live on!

My Advice

• Someone said, “Never take advice from anyone who doesn’t already have what you want.”
• Someone else said, “Never take advice from people who are more screwed up than you are.”
• And I would like to add, “Don’t buy outdated advice.”

Breaking Free

How do we break free from this restrictive, oppressive lifestyle of scarcity? At DollarMakers, that’s exactly what we teach people to do, thorough the use of Joint Ventures. Anyone, regardless of their age, background education, or circumstances, can use JV’s to create financial freedom without cost, risk, or too much time. Much of it, you are already doing; DollarMakers teaches you how to monetize it. With 23 years of international experience, we know what you need to succeed.

You CAN be free. You don’t have to starve next to a loaded buffet table. How hungry are you? There’s more than enough for everybody.

Remove your blindfold, break your chains, and for the sake of your sanity, your integrity, and you family, decide that you want the time and money to enjoy a great quality of life instead of living on the edge in a dark, unhealthy coalmine. What have you got to lose? What will you do?