Warning Signals

Some people are in a small boat without oars, accelerating towards the edge of a roaring waterfall, and they’re laughing it up, smoking their filthy cigarettes, and slapping each other on the back. Blissfully unaware.

Others amongst us are starting to realize that that roaring sound isn’t your mother-in-law applauding you for mowing the lawn and paying for her latest cruise.

We see the writing on the wall, and it’s not Shakespearian poetry.

Red lights are flashing wildly, sirens are screaming, and the warnings are all around us.

Beliefs and Philosophy

Your life, the people you mix with, your choices, and the circumstances that you have created are a clear and honest indication of your present beliefs and philosophy.

Change Starts Within

And it starts with a personal check-up from the neck up, a frank confrontation that asks,

“Is what I believe helping me or hurting me?”

Is it, indeed, time to realize that, if you believed what Robert Kiyosaki, Donald Trump, Ayn Rand and Napoleon Hill believed, your life would be a lot happier and you would have a lot of money? If you do, there’s a way to break free from where you are and change the direction of your life.

Five Simple Steps:

1. Get the information you need from people who already have what you want. Stop listening to people who are even more screwed up than you are, like teachers, bankers, “consultants and coaches”, and academics.
2. Remove the losers, socialists, posers, and parasites from your life, even if they are family or business associates – you can’t afford them, and you don’t need them.
3. Find truly successful people to train you, guide you, mentor you, and confront your illusions and delusions. Take their advice and act on it. Adopt their philosophies.
4. Create an action plan with specific, measurable, time-related steps.
5. Work like crazy 24/7/365, and do whatever it takes UNTIL you are free from your chains and happy, healthy, and successful.

That’s what DollarMakers was created for. We are not politically correct, mediocre, compromising, or socialist. I tell it like it is, since the opinions of losers is of no interest or concern to me. And I lead by example.

Upon examination, they found that their son had fallen asleep in the back of the kayak, and that one side of his paddle was dangling in the water.

So, even though his exhausted mom was paddling like crazy in front, their son was unwittingly preventing her from getting anywhere.

Passengers or Partners

In life, you have either passengers or partners, parasites or pals. Some people will help you to reach your goals, while others will hurt you, even when they don’t mean to.

You can work hard and be honest and commit and risk, but if you’re linked up with a loser, you’ll just keep on going round in circles, like a moth around a flame, until you burn out, and your well-rested passenger simply moves on to his next victim, laughing and smiling and hugging everyone along the way.

What Are You In Business For?

You’re not in business to provide bloodsuckers and freeloaders with a job.

You’re not working to sacrifice yourself and your family’s future for idlers and moochers. That’s what Obama wants to do – he wants to “spread your wealth” between the deadbeats and leeches out there.

But then he’s a socialist, and hopefully, you’re not. He’s never run a business, and that’s probably why he hates capitalism.

Measure and Monitor Production

Make sure that when your partners become poisonous passengers, you cut them loose – fast.

People should only eat what they kill, and anyone stealing off your plate should have his fingers severely beaten.

Measure and monitor production, and pay for results, not words and promises and compliments.

If you want your kayak to take you to Treasure Island, make sure you don’t have a pirate on board with you. And keep checking.

Definition of Congruency

In the context of one’s life, congruency means that:

• your beliefs, values, and actions are all in
  • agreement,
  • harmony,
  • conformity,
  • and correspondence.
• all parts and areas of your life are moving in the same direction.
• you walk your talk.

For example, someone who smokes and yet makes a point of eating healthy and getting regular exercise is not making congruent choices. Someone who has one area of his life sabotaging, weakening, or undermining another area of his life does not have a congruent lifestyle.

The reason most people are unconsciously breaking down their own success and limiting themselves is because of three things:

1. First, they don’t have clearly defined, measurable goals for their lives.
2. Second, they fail to measure and notice what they’re doing and what the ripple effects of their choices are,
3. and thirdly, because they’re lazy, addicted, apathetic, or just plain stupid.

But for those of us who are committed to happiness, success, and reaching our full potential, focusing on congruency can skyrocket you to unprecedented heights of success.

Every choice in every area of your life affects every other area – everything in your life is interconnected.

No Involvement, No Commitment.

Stephen Covey said that when we live according to our values, we will be happy. He also said,

“Without involvement, there’s no commitment. Mark it down, circle it, underline it. No involvement, no commitment.”

That makes sense, since you can’t deal with life at arm’s length. Whatever you focus on will grow, and you only have 24 hours a day to attain your success and happiness. Having the intestinal fortitude to define your values, beliefs, and philosophy, and then to arrange your goals in each area of your life so that they all fit and support each other, is indeed a smart thing to do, and very rare.

Perhaps one percent of people do this. You can, too.

It’s a simple choice.

Defining Our Own Philosophy

Defining our own philosophy and world view, and then deciding what we want our lives to look like, taking into account every area of life:

• social,
• mental,
• physical,
• financial,
• family,
• work,
• etc.,is the first step to greatness.

Then, look at your present lifestyle and choices through this lens, and decide what and who needs to be:

• adjusted,
• removed,
• fixed,
• added,
• and tweaked.

That‘s the scary and exciting part, because it will tell you exactly how much you are committed to what you say you believe and want.

Your philosophy of life is like your GPS, or compass. It will guide you to it’s ultimate purpose, be it self-sacrifice and resentment, or greatness and fulfillment.

Align All the Areas of Your Life

Then, it’s time to take action, to align all the areas of your life with your goals and values. This means removin

• certain people,
• groups,
• activities,
• choices,
• and input,
• and adding new stuff.

It’s like

• pulling the thorn out of your foot,
• wiping the dog poo off the bottom of your shoe,
• filling your gas tank,
• joining a health club,
• buying a bicycle,
• and canceling your membership to a club of losers.

It’s a wonderful way to spring clean your life, repaint it, and spruce it up.

It’s weeding the garden and planting new, beautiful flowers.

Having the guts to commit to being real and honest, no matter what the cost, is a wonderful investment in your happiness and self-esteem.

The Midas Touch

People who live congruent lives feel that whatever they touch turns to gold – success starts to “flow” for them. Things start going their way.

1. They breathe easier.
2. They sleep well.
3. They confront issues with courage and confidence.
4. They seem to attract successful people and circumstances.
5. They start liking and respecting themselves more, so others start treating them better, too.
6. They come out of the closet, so to say, into the bright sunlight of energy, purpose, and freedom.

This is scary for losers, who live on excuses, but exciting for winners, who love creating their own dream lives:

“Every thought, word, action, cent, decision, commitment, second, minute, hour, and mouthful of food COUNTS.”

Evaluate Your Life

I encourage you to evaluate your life and decide if it’s congruent or not. Since 97% of our problems, including our most valuable resource – our time, can be solved or significantly alleviated with money, as I have found being a Joint Venture Broker to be the most valuable tool available for facilitating a life of congruency, freedom, and happiness.

Working With the Right People

I know business owners who spend a whole lot of time keeping contact with and fostering relationships with the wrong people. Those people will not help you in hard times – they will run for the hills. That will not produce or improve anything.

We should work hard on our relationships with the right people, but we shouldn’t waste time with the wrong people. Quality is more important that quantity.

When people have proven to you that they have other agendas and hidden agendas, and that they’re only around to ride your coattails and eat off your plate, you might keep them in your database, but don’t expect anything from them.

Two Kinds of People

A very successful businesswoman, Reeva Forman, once told me long ago that there are only two kinds of people in the world:

• Givers and Takers.
• Producers and Consumers.
• Creators and Parasites.
• Rainmakers and passengers.
• Winners and losers.

Don’t fool yourself with quantity. The small percentage of winners will be there for you when you need then, and these are the people to spend your precious time and efforts on. The past is a good indicator of their future choices.

How do you know which ones are the real winners? Test them.

Finding Your Winners

Here’s a simple test to see if you’re trying to build a long-term relationship with a stinker or a star: Ask yourself this:

“What has this person contributed / created / produced without my guidance and help? If I wasn’t around, what would he or she have achieved? Is this someone who is riding on my initiative and reputation, or are they genuinely and consistently improvising, innovating, and initiating? Do I have to initiate communication, motivate, cajole, contact, and threaten, remind or ask them before anything happens? Am I the driver all the time?”

Who Are the High Quality Ones?

It’s better to spend $1,000 on one single relationship than to spend a hundred dollars on each of ten people, hoping one of them turns out to be a winner instead of a weasel.

Most people in your life will come and go, and that’s fine. But you don’t adopt a child just because he washed your car, especially when you paid him to do it.

Watch out for those who need the approval of others, the party animal, hail-fellow-well-met type who is constantly trying to impress others and keep up with the Joneses. There are many posers, but few producers.

Invest in the Producers

You might have a thousand business cards, and that’s great for business. But how many of those people are high quality winners who will be there for you when the chips are down? How many will join you in Galt’s Gulch?

Work on one percent, and you won’t be disappointed.

Don’t cast your pearls before swine. Don’t waste your time and attention on the wrong people. Test them, create filters, and become more selective. You’ll be glad you invested more with the right people.

Too many times, we assume that we’re free of negative, limiting conditioning. Watch this video to see how your values determine why one gets rich or not.

Our beliefs about money and value and our self-esteem regulate and control our choices and the results we get. When our philosophy, values, beliefs, and priorities are properly aligned to wealth and success, everything changes.

If we:

• Love what we do,
• Believe in what we do,
• When we are grateful for what we do and have,

we remove limitations from our lives.

Take Inventory

Guilt, resentment, and fear will hobble even the most intelligent, hard-working people. Take inventory. Reassess what you value. Look at your real priorities.

• What do you spend your time and energy on?

Examine what you believe, and you will find out why you’re not getting rich. We always have the energy and time for things that are highest on our values. Money flows to your values.

• Where are you most disciplined, organized, and focused?
• What do you think about and read about most?
• What do you secretly wish for? Why? Why is it a secret?
• What is your internal dialogue?
• Where do you spend your time?
• What do you talk about?
• What do you emotionally react to?
• Those are your highest values – that’s what you are dedicated to. Is it making you rich?

We’ve all been conditioned and continue to be conditioned by the people in our lives and the information we’re exposed to. We all have values hierarchies or priorities, and the good news is that these can be adjusted, reinterpreted, and reprioritized. It’s all about interpretation and perception.

• How do you define “wealth”?
• What do think “rich” means?

Living a Life Congruent with Money

For example, if your highest priority is your kids, you might presently prioritize spending time with your children over working on your business, so you neglect your business or apply less passion to it, than, for example, building kits with your kids.

By understanding that your business can provide you with the passive income, money, and time for a better quality of life for your children, plus their education, security, and peace of mind, you can increase the priority of your business and see more “purpose” in it.

The meaning that we apply to our different options determines how we value them. By linking your priorities to the right activities and discipline, you can effect the changes you want.

Your Feelings About Money

1. How do you actually feel about money?
2. Do you secretly believe that rich people are dishonest, that money is the root of evil, or that money is a “necessary evil”?
3. Do you feel guilty about having money?
4. Do you resent others who have more than you do?
5. Do you feel bad when you have money while others don’t?
6. Does that cause you to subconsciously sabotage your own success?
7. Is your philosophy one of collectivism, or mysticism and superstition, as opposed to capitalism?
8. Do you feel you don’t deserve to be rich because of your past “sins” or bad choices?
9. Do you feel responsible for the choices that others make? Do you have low self-esteem?

Getting in touch with what you really want and believe is sometimes daunting and threatening, however confronting our true values is essential if we want to change our circumstances.

Empowering Your Beliefs

Removing the source or root of bad beliefs, replacing disempowering beliefs with good ones, and taking the time to think through this stuff, is easiest when you surround yourself with the right people and expose your mind to the right information.

In order to break free of these limiting beliefs and arrange a mindset that makes it possible to reinterpret your values priorities, I suggest you read Ayn Rand’s “Atlas Shrugged”, which I guarantee will change you life if you are serious about financial freedom.

1.  Outdated Advice:

“Look at me,” purrs the seminar leader, “I’m rich because I invested in real estate in Florida. Do what I did, and you’ll get the same results.” Fine, except that the real estate market, the money situation, laws, mortgages, and a host of other things have changed dramatically in the past eight years since the guru made some money. And did he make his money in real estate, or in the seminars he’s been running to teach others how to do it? The same goes for Internet Marketing, foreign exchange scams, investments, and on and on.

2.  Motive:

What does the presenter of the advice have to gain or lose when you accept his advice? What is his vested interest and agenda?

3.  Authentic Knowledge:

How do you know this person advising you actually has the authority and insight to offer you good advice? At the end of many of the talks and seminars I present, I have people slithering up to ask me if they can give me some “Constructive Criticism.” I ask them how long they have been presenting seminars, how many people they have spoken top in the past 23 years, and how much money they have made, before they advise me on my presentation. Most of them are passive aggressive losers who wish to castigate me for calling people “fat” or using the word “loser”. Go figure. Someone once said, “Never take advice from someone who doesn’t already have what you want”. I would add, “And make sure they earned it themselves, under the same circumstances you currently face.”

4.  Consider the Source.

Consider the source of the advice.  A bank manager or a teacher can’t tell you how to get rich – they aren’t making money themselves! Never take advice from people who even are more screwed up than you are. And let me assure you, truly wealthy people will NEVER tell you how much money they have, and they seldom flaunt it. Read “The Millionaire Next Door”. Anyone can put doctored income statements and fake checks on the internet as “proof” of how much money they made. The Internet is a dangerous place; it’s where the worst people hide. You can be anything you like on the Internet.

5.  Consider the Setting.

Are you being offered incentives, meals, drinks, and holidays in order to get you to hand over money? Are you getting whipped up into an emotional frenzy and told that if you don’t invest quickly, you will lose? Is there pressure to buy NOW? Are you being wined and dined, patted on the back, and manipulated? Is religion being used? Wake up and smell the coffee.

6.  Beware of Statistics.

Be very aware and careful of the use of statistics. Have you heard the one about the river-crossing statistician who drowns after determining that the water is, on average, only three feet deep? This, says author Sam L. Savage, is just one example of the “Flaw of Averages.”

7.  Manipulation Tactics.

Be careful of social manipulation, “Group Think”, peer pressure, greed, the use of sex, and quick, but short-term financial relief.

Personally, I have seen enough conmen and scammers to last me a lifetime, and the worst of them appear on seminar stages, behind pulpits, and at Franchise Shows. They come in all guises, always smiling and hugging.

Remove Risk

I hate risk, so I use Joint Ventures to create wealth. I do business with little time, no risk, no cost, no overhead, no marketing or sales budget, no selling, no employees, no inventory, and no sleepless nights. I create multiple streams of residual income so that I don’t have all my eggs in one basket, nobody can control of manipulate me, and everything I earn is 100% pure profit. If that appeals to you, check this link.

Never Compromise

I fired a client who was paying me $5,000 per month. He was arrogant and dishonest, and I don’t work with people I don’t like and respect. He said to me, “You’re new in Canada. Here, $5,000 per month is a lot of money to turn down.” I told him that it might be true for him, but that I wasn’t subject to his mental limitations. Today, I can buy and sell him.

We have many options, and we never have to compromise our values for money; prostitutes do that.

• The best way to predict the future is to create it.
• You don’t have to succumb to the limitations of others along the way.
• You don’t have to drop your standards or lower your expectations – that’s for weak people who don’t believe in themselves; they’re always looking for ran excuse to quit.

Can’t Afford a Ten-Dollar Shovel?

Someone asks you how he can get rich. You tell him he is standing on gold valued at millions of dollars, but to get to the gold, he needs to do some digging, and you have a shovel available for $20. He immediately responds, “But I can’t afford the shovel.” There can be a few reasons for this:

1. He’s stupid.
2. He’s lazy.
3. He doesn’t believe you.
4. He doesn’t believe in himself.
5. He’s a socialist and he expects you to give him the shovel, to do all the digging, and then give him all the gold.

It’s never a question of whether or not he can afford the shovel.

You Can “Find” the Money

When I have people showing up at our seminars and then telling me they can’t afford $497 to attend a Bootcamp that will teach them how to retire in a year with more residual income per month than they need to live on, I don’t even answer them. I don’t allow them to insult my intelligence.

If the toilet in their house broke down and they needed $497 to fix it, they would find the money. I focus on intelligent people who are prepared to pay and work. That’s less than 3% of the population.

Invest in Yourself

Would you spend $5,000 once (the shovel) to earn $5,000 every month for the rest if your life (the gold)? People who refuse to invest in themselves have no problem paying for hockey tickets, cigarettes, beer, and parties.

The average person would rather work for a salary with no chance of ever getting rich, than to take responsibility and spend half the time to get wealthy. That’s OK – I’m not looking for average people.

• I’m not looking for spoiled brats, socialists, arrogant children who think they’re entitled to everything,
• or cynical old men who think they know everything;

I’m looking for dishwashers who insist on owning restaurants, and people who are prepared to do whatever it takes to get rich, without compromising their values. We’re called DollarMakers for a reason.