The purpose of DollarMakers is to teach people how to become financially free. In order to do so, they need to free their minds first.

One of the biggest surprises I received in my life was while I was working on a BA Theology at a Bible College and at the same time doing a BA Psychology at university. To my horror, I discovered that I was involved in a cult. At that time, I still didn’t realize that cults take many forms – they are not only to be found in the realm of religion. The more I studied, the more I saw!

Multi-Level Marketing to Belong

For example, MLM can be described as a cult, which would explain this article that claims that the odds of winning from a single spin of the wheel in a game of roulette in Las Vegas is:

• 286 times as great as the odds of profiting after enrolling as an Amway/Quixtar “distributor”
• 48 times as great as the odds of profiting after enrolling as a Nu Skin “distributor”
• 22 times as great as the odds of profiting after enrolling as a Melaleuca “distributor”

Could that explain why people will spend tens of thousands of dollars and years of their lives with no reward, just to “belong”?

What is a Cult?

Here is a good explanation. Read it and look at your life. You might be very surprised. In fact, once we understand group dynamics and conditioning, we realize that some families operate like cults, and that often, child and senior abuse is contingent on a cult-like relationship. Also, understanding cults explains why otherwise intelligent people will believe and do ridiculous things that make no sense to “outsiders” who can view the situation objectively and rationally.

Margaret Singer, Ph.D.  psychologist author of “Cults in Our Midst”, said:

“Deprogramming – that is, providing members with information about the cult and showing them how their own decision-making power had been taken away from them.”

This site exposes a lot about cults, and this is another excellent website to look at.

Breaking Free

It’s hard to accept and realize that one is involved in a cult, but the price of freedom is acknowledging the bars on our cages and confronting our jailers and conditioning.

Without sufficient motivation and determination to break free, however, we might decide that the pain of escape from our comfortable prison is greater than the pleasure of freedom. People can react violently when they’re faced with the prospect that they might be hoodwinked, that their safety is imaginary, and that what they have believed and paid for for a long time is, in fact, a con job. But a small number do break free, and that’s whom this article is for.

I always recommend the book, “Atlas Shrugged” by Ayn Rand, in the hopes that it will free some people in different areas of their lives, as it has me, particularly in the area of our philosophies about business, money, family, responsibility, guilt, altruism, mysticism, and freedom.

Few people have guts to tell it the way it is. Robert Kiyosaki, in this incredible video, says things like:

“Four things make 90% of the people poor: taxes, inflation, debt, retirement plans.”

And then he provides solutions.

He says, “America will become a third world nation – rich and poor. That’s it. Tell me something money does not affect. Most guys are just wimps. Pussies. Cowards. They don’t have it, so they should get a job. It takes discipline.

“Most people would like to have a great body like Charles Atlas, but they’re at Burger King wolfing down a Whopper with fries. I don’t know how you can expect to get anything you want without some degree of long-term commitment. Quitting is the easiest thing to do. That’s why most people don’t make it.

“Everybody has doubts and fear of failing. But look at Tiger Woods or any great athlete: when the going gets tough, that’s when they turn into geniuses and most people turn into wimps. Get off your butt. If you want to be a mechanic, you go hang out with mechanics. If you want to get rich, hang out with rich people.”

3 Things to Succeed in Business

When it comes down to it, you need three things to succeed in business:

1. The RIGHT financial education.
2. Connections with the right people.
3. GUTS. The guts never to quit, make excuses, or run away.

Let’s talk about these three.

1.    Financial education:

Kiyosaki points out in his four quadrants that you can be an employee (quadrant 1) or a self-employed salesman / solopreneur (quadrant 2), and never get rich, or you can be in quadrants three and four. Quadrant three is big business (500 employees or more) and quadrant four is having your money work for you.

Most people who don’t have money think it’s impossible to play in quadrants three and four, whereas DollarMakers shows you how to participate in big business through Joint Ventures and to make money from the investments of other people – anyone can do that. We don’t have money problems; we have thinking problems.

The rich get richer and the poor get poorer. Why? Because the rich keep doing the things that made them rich, and the poor keep doing the things that made them poor.

2.    Connections with the right people:

DollarMakers has hundreds of Members, many of whom have a great understanding of Joint Ventures, in 19 countries – all looking to do a deal with you. And we FIRE dishonest people who don’t abide by our Code of Business Ethics. We are constantly weeding the moochers and posers out. Winners will link you with winners, and losers will introduce you to their loser friends. We provide various platforms and options for connecting with the right people. We’re not a networking group full of broke wanna-be’s.

3.    GUTS.

If you are a weak, politically correct, passive-aggressive, excuse-making wimp, don’t join DollarMakers. Our Members have to take full responsibility for their own success – we’re not socialists or quitters, and we don’t carry passengers or pamper parasites. We’re excited, determined, motivated, and disciplined. Our goal is to MAKE MONEY. That’s why we’re called DollarMakers.

If you’re serious about success and you’re tired of watching your wealth go down the drain, join DollarMakers. Right now.

We all know that due diligence only goes so far, yet we still need to do the best we can to avoid hooking up with the wrong people.

1.   Take note of their mentors.

I know someone whose mentor had no respect for follow-up, didn’t return calls, was undisciplined, and slack. She is following his lead, of course, and will likely wind up with a scary lawsuit.

2.    Take note of their friends and associates.

Birds of the feather – similar values, beliefs, networks, standards, and aspirations. Where do they go? With whom do they spend their time?

3.   Their customers and vendors.

What is their reputation with people who sell to them or buy from them? How about their competition? How LONG have they known this person? Be especially careful of people who are new in the area and have a gray past. In many cases, they’ve run away from their bad choices in the past.

4.    The Internet.

Google, Bing, Facebook, Twitter, their websites and blogs – take the time to check them out. They will naturally have enemies and detractors if they’re well known, but judge the assault by the quality of their enemies.

5.   Their philosophy.

What books do they read, what groups and clubs do they belong to, what religious and political affiliations do they have, where do they live, how do they spend their time? One’s philosophy drives ones motives and choices – it is a good predictor.

6.   Test them in small ways first.

Test them in small ways before opening up the big JV opportunities. Do they return calls and e-mails promptly, do they pay on time, are they cheap, are they well groomed and punctual, respectful, and professional? Are they loyal and honest? “Faithful in little, faithful in much.”

7.    How do they treat others?

Their spouses, kids, friends, the waiter in a restaurant, animals, receptionists, their employees, and colleagues. Listen and watch – observe – because that’s how they will end up treating YOU.

8.   Take your time, there’s no rush.

And don’t take the word of one person referring them – I now a successful businessman who has very little discernment in judging others. Over time, you will find out a lot more about them, good and bad. Over time, you will see patterns and tendencies – people hiding, making excuses, justifying, lowering standards, cutting corners. You will also be able to identify loser traits, like smoking, greed., ego, drinking too much, gambling, womanizing, and other addictions.

9.    Watch Out for These Personalities

Be careful of the too friendly, smiling, backslapping, always agreeing, politically correct funster. Those who are everyone’s friend and promise the world are usually sociopaths, or at the very least passive aggressive back-stabbers.

Watch out for posers and parasites, too – there are many of them out there. If someone agrees with everything you say and has no opinion, he’s weak or dangerous. Either way, watch out.

10.   Look at the track record.

That is a clear predictor of future behavior. Along with that, listen for EXCUSES and BLAME – the sure sign of a victim mentality. In that case, be aware that your prospect lives in the Victim/Persecutor/Rescuer world that denies personal responsibility.

Better to take the time and make the effort on the front end than to suffer later. The cost of discipline weighs ounces, while the cost of regret weighs tons.  I would rather pay a good private detective up front than lose a lot down the road.

When I talk with my incredible wife, we describe people to each other in terms of three descriptions:

1. DISC, or the four personality styles.
2. Commitment – people either have it or they don’t. This goes along with “Staying Power”
3. Do they have a Killer Instinct?

Aspects of a “Killer Instinct”

• People with a killer instinct are fearless closers.
• They don’t understand how to quit.
• They don’t back down, roll over, or wallow in the fetid swamp of politically correct, passive aggression.
• They are loyal soldiers, and they’ve got your back when you’re in a jam. Unlike pansy parasite posers, who will stab you in the back and steal the milk out of your tea with a permanent smile on their faces.

Trump Has Killer Instinct

Donald Trump is a real man. He said this of Revenge:

“There are a lot of bad people out there… if you have a problem with someone, you have to go after them. And it’s not necessarily to teach that person a lesson, it’s to teach all of the people that are watching a lesson, that you don’t take crap.

And if you take crap you’re just not gonna do well. So Be sharp, Be Smart.

It’s all about this (points to his head/brain) you have to have this to start off with. But you can’t take a lot of nonsense from people. You have to go after them. I have always believed it.

When a person screws you, screw them back 15 times over.”

Killer Instinct.

The Difference Between Someone with a Killer Instinct & a Pansy

Pansy: We knew someone who told us how he was going to change the world and create massive wealth. (Perhaps he thought he was his rich daddy.)

Anyway, his very first seminar was a failure because he teamed up with a loser, and he quit almost immediately. At the very first bump in the road, this pansy tucked his scrawny tail between his legs and ran for the hills!

Powerhouse: Winners don’t take “No” for an answer. They hardly even hear it!

I went on a sales call with one of my salespeople years back. We traveled for two hours to get to the prospect’s house, and at 7pm, after listening to our entire presentation, the prospect and his wife told us in no uncertain terms that they would definitely not buy our product. My salesman kept of selling. He closed the sale at 9pm.

When I got home at 11pm, my phone was ringing in my office. The customer wanted to cancel the sale. At 12.30am, and hour and a half later, I had closed him again. He stayed closed after that.

THAT, dear reader, is a Killer Instinct. No excuses, no turning back, no fear.

What kind of people do you have on your team?

The wimps will sabotage your success and undermine your efforts, while frustrating and irritating you.

The winners will make your life easy. They will motivate, encourage, and inspire you with their courage and innovation.

Losers say things like, “I couldn’t help it, it wasn’t my fault, I’ll do my best, I don’t have the time / money, people can’t afford it, times are tough, it’s the recession, my wife won’t let me, I don’t want to offend people, I need my rest…”

Winners take responsibility, seize the opportunity, and make it happen, whatever it takes, no matter how long it takes, 24/7/365.

Read “The Fountainhead” by Ayn Rand, and see an example of a powerhouse who doesn’t compromise, carp, quit, or crawl.

• Do things often, inexplicably, fail for you, while working for other people?
• Do you feel that you’re climbing an impossible, icy mountain, while others seem to skip effortlessly to the top?
• Does everything you touch turn to grime or to gold?

Does Guilt Have It’s Hooks In You?

Do you have relatives that put a “guilt trip” on you when you succeed? “How dare you sail the Caribbean while your family needs money?”

Do you feel guilty when you do well, while others are suffering?

Do you self sabotage to prevent that feeling? “How can you drive that smart car while your brother doesn’t even have a car?” Does this sound familiar? “How can you live in that nice house when millions are homeless?”

Is Wrong Philosophy Robbing You?

We earn money and succeed in life in direct proportion to our self-worth, or self-esteem.

When your philosophy tells you:

• that you are worthless, bad, undeserving, and greedy because you like to enjoy the money you earned,
• or that money is bad, and that you should, in fact, sell what you have and lower your standard of living so that you can give your money to others,

you have a rotten philosophy.

Guilt and the wrong philosophy rob millions of people of success, wealth, and happiness.

It’s ALL How You Look at It

The way you INTERPRET your life, circumstances and opportunities, is what will determine your success or failure in life, and your philosophy or world view is that filter by which you interpret your life.

You have built the life you have brick by brick, whether it is a good or a bad life, by the choices you have made. The same applies to others.

The “Robin Hood” philosophy of robbing the rich to give their hard-earned money to the “poor” parasites out there who made bad choices, is the seed of socialism. Tax the rich to pay for the sloth of the poor.

Are You Letting the Past Undermine the Future?

The bad choices you made in the past don’t have to continually undermine your future. Guilt is a rope that wears thin.

You can Break Free from guilt, self-sabotage, and disappointment by changing your philosophy. When you change your philosophy to one that empowers, one that is based on personal responsibility and objective reality, you will find your life changing dramatically for the better. The anchor of guilt is cut away, and you can soar to unprecedented heights.

What Works Best for Me

Of all the philosophies and options out there, the one that has worked best for me is that of Objectivism.

• It provides me with the tools for freedom, success, happiness, and self-fulfillment.
• It sets me free from false guilt and the attacks of the looters, moochers, and parasites.

Self-discipline and the right philosophy improve your self esteem, you feel you deserve the best and you realize you are entitled to the life that you create. Altruism, collectivism, and mysticism will rip your happiness from your hands, steal your joy, and rob you blind. In fact, those philosophies are designed to blind you to the potential you have for love, success, wealth, and creativity.

Build the Life You Want

• You can build the life you want and be free of guilt and condemnation.
• You can be free and happy, and when your philosophy changes, you will find things falling in to place – fast.
• You can live with virtue and integrity, and make all your dreams come true.

It’s not too late to break free.

At a seminar I presented to business owners, a delegate told me that he discovered that one of his employees had cost him at least ten times what he paid her.

1. I had been telling my audience to incentivize all earnings…
2. and to link every cent earned to five cents generated in profits.

I told them that paying someone a fixed salary was not just stupid, but dangerous to one’s financial health.

Here’s his story, which adequately makes my point:

He had employed a middle-aged man whom he met at his church, and for whom he “felt sorry”, to “give him another chance”, at an above-average salary. Lots of red flags right there, but I digress.

Naturally, this “grateful” fellow promised to be the best employee he had ever had, and he went to work.

The business generated a lot of profit from back-end income, Joint Ventures, investments, and the like, and an important part of the duties of this employee was follow-up.

What the business owner didn’t understand was that he was dealing with an employee whose highest priority was to keep his job, not to create additional profit for the business. And that’s where he had made his mistake.

Why the Employee Mentality is Poison to Your Balance Sheet

The employee went through the motions of calling, closing, following up, and providing information, and completed all the required control and time sheets, but he was simply doing a job -

• he had no passion for profit or understanding of business,
• and he didn’t understand why his employer might want to make so much more money – after all, didn’t he have enough already?

His was a collectivist, altruistic, mystical philosophy, which was why he had never made money himself, and that philosophy is like poison to any balance sheet.

The Results Speak for Themselves

When the employer started getting phone calls and letters from his Joint Venture partners, his downline, his suppliers, and his customers, he started to put two and two together. He found that many of his valued customers had moved to his competition, where they got better services, more information, and more value from people who actually benefited directly from their patronage.

This employee had a lackluster, mediocre attitude when his boss wasn’t around, and we have all been exposed to that.

He realized that his lost opportunities, missed sales, lost customers, and diminished transaction values had conservatively cost him ten times what he had paid the loser that he should never have hired for that job in the first place.

The Moral(s) to the Story

An employee:

• Does the least and expects the most.
• Tells you exactly what you want to hear, and, like a politician, will bend the rules and overlook anything in order to keep his or her job.
• If they don’t receive a significant piece of new business, sales, or profits that they are responsible for generating, why should they bother? Where’s the passion and commitment?
• Their real agenda is far from that of the entrepreneur. They have no vested interest in the success or growth of the business, and they are in fact paid slaves or mercenaries. They are not capitalists.
• They will leave you for $100 per month increase, and you will never be able to pay them enough to secure their loyalty or commitment.
• A disgruntled employee can sabotage your business and reputation, and use the courts to hurt you.
• There’s a thin line between love and hate, and you tend to give your employees lots of information which they can use against you when they feel like it.

Create Overlap

Smart entrepreneurs work on creating a vested interest for people with whom they work, which we call “Overlap”. They remove the risk from their own business and force their employees to take responsibility for their duties and choices through financial incentives and commissions. They fire salaried people and rehire them on a commission only basis – no base salary, no leverage on the company except their ability to perform and produce, and no place for hidden agendas.

If that is a new concept for you, read “Atlas Shrugged” by Ayn Rand and examine the concept of Joint Ventures as presented at www.JVWisdom.com.

My Employee Free Business

After 22 years in this business, I run my business with no employees, cost, risk, overhead, or inventory. I can walk away from anyone at any time, everything I earn is 100% profit, and nobody gets to limit or sabotage me for long. Everyone with whom I work is a Joint Venture partner.

Audit Your Business to See the Truth

Audit what is really going on while the cat is away.

• Take a good, hard look at your employees.
• Shop your own business anonymously.
• Install cameras.
• Record all phone calls “for quality control.”
• Rethink the way you compensate your people, and what you are actually paying them for.

This is especially important for hiring web “masters”, often the most passive-aggressive people around, as well as secretaries, assistants, and office staff. You will find that you are paying far too much for losses, bleeding wounds, theft, and apathy than you should be.

The High Price of Altruism

By the way, when the business owner in this true story fired the loser who cost him so much money, he got sued, and his church excommunicated him for his “sinful and selfish” behavior.

You’re in business to make the maximum after-tax profit, with the least cost, risk, time, and frustration. Remember that.

Logically, if one continues to accept the beliefs and philosophy that got one into a pickle in the first place, one’s trajectory won’t change. Any rational person accepts that if we keep on doing the same things, we will keep on getting the same results.

Change Starts in the Mind

To break free we have to change a few things, starting with one’s understanding of money.

All change starts off in one’s mind. Believe it or not, we don’t have money problems; we have thinking problems.

5 Simple, Doable Steps to Freedom

When our lives are so complicated and scary, when we’re sleep-deprived, drained, and weakened, complicated, time-consuming solutions are not the best medicine; one needs simple, quick, cheap, doable fixes to build a ladder out of the dark, dank dungeon of dejection, rung by rung.

First, take personal responsibility for your predicament, and accept full responsibility for the solution. Then, start climbing the ladder to laughter, light, and luxury:

Rung #1: Visit www.JVWisdom.com and consume as much as you can about Joint Ventures. You will find heaps of valuable, free information and videos. Share this information with your family.

Rung #2: Choose a Joint Venture strategy that you feel comfortable with, and start taking consistent, focused action.

Rung #3: Accept that some of your Joint Ventures will work, and some won’t, but since they take little time, and given that they entail no cost or risk, you have nothing to lose and everything to learn and gain, so don’t quit – keep on keeping on.

Rung #4: Surround yourself with successful people and kick the pessimists, losers, and parasites out of your life. Start reading “Atlas Shrugged” by Ayn Rand.

Rung #5: Repeat rungs 1 though 4 until you emerge, victorious, into the glorious sunlight, having broken free from financial slavery, and breathe the fresh air of freedom, peace of mind, and security. I did, and you can, too. It’s not too late.

Someone once said,

“Everybody’s a self-made man; but only the successful ones are ever willing to admit it.”

Frederick Douglass: A Story of Unbreakable Determination

Frederick Douglass’s life seems to be the prototype of the American rags to riches story. Born as a slave, he was deprived of any favorable circumstances. Yet, through hard work and with the help of an unbreakable determination, he managed to free himself and to become one of the most prominent African Americans of his times. He said:

“Self-made men are the men who owe little or nothing to birth, relationship, friendly surroundings; to wealth inherited or to early approved means of education; who are what they are, without the aid of any of the favoring conditions by which other men usually rise in the world and achieve great results.

My theory of self-made men is, then, simply this; that they are men of work. Whether or not such men have acquired material, moral or intellectual excellence, honest labor faithfully, steadily and persistently pursued, is the best, if not the only, explanation of their success. All human experience proves over and over again, that any success which comes through meanness, trickery, fraud and dishonor, is but emptiness and will only be a torment to its possessor.”

Reconstructing Your Future

Our past choices have brought us to our present circumstances. We have created who we are and what we have.

Excuses about how bad our upbringing was and the amount of times we were cheated carry no weight, when compared with the hardships overcome by people in far more adverse conditions. Was your situation worse than that of a Second World War concentration camp survivor? Once we have the courage to accept responsibility for our past choices, we can start to reconstruct our futures, no matter at what age.

“As A Man Thinketh”

James Allen, in his wonderful book which had a major impact on my life, “As A Man Thinketh” (download it FREE at www.asamanthinketh.com), he said:

“Of all the beautiful truths pertaining to the soul which have been restored and brought to the light in this age, none is more gladdening or fruitful of divine promise and confidence than this – that man is the master of thought, the molder of character, and the maker and shaper of condition, environment, and destiny. As a being of power, intelligence, and love, and the lord of his own thoughts, man holds the key to every situation, and contains within him that transforming and regenerative agency by which he may make of himself what he wills.”

All You Need to Achieve Greatness

Having this attitude and assuming the responsibility is the foundation upon which one can build any future one desires, however two more ingredients are required in order to achieve greatness:

• Access to the right people,
• and guidance along the way.

For this reason, I created DollarMakers. What future will you create?