Jan 06

We talk a lot about integrity, in the context of adherence to moral and ethical principles, soundness of moral character, and honesty. But really, when your life is congruent, integrity is taken care of.

Definition of Congruency

In the context of one’s life, congruency means that:

  • your beliefs, values, and actions are all in
    • agreement,
    • harmony,
    • conformity,
    • and correspondence.
  • all parts and areas of your life are moving in the same direction.
  • you walk your talk.

For example, someone who smokes and yet makes a point of eating healthy and getting regular exercise is not making congruent choices. Someone who has one area of his life sabotaging, weakening, or undermining another area of his life does not have a congruent lifestyle.

The reason most people are unconsciously breaking down their own success and limiting themselves is because of three things:

  1. First, they don’t have clearly defined, measurable goals for their lives.
  2. Second, they fail to measure and notice what they’re doing and what the ripple effects of their choices are,
  3. and thirdly, because they’re lazy, addicted, apathetic, or just plain stupid.

But for those of us who are committed to happiness, success, and reaching our full potential, focusing on congruency can skyrocket you to unprecedented heights of success.

Every choice in every area of your life affects every other area – everything in your life is interconnected.

No Involvement, No Commitment.

Stephen Covey said that when we live according to our values, we will be happy. He also said,

“Without involvement, there’s no commitment. Mark it down, circle it, underline it. No involvement, no commitment.”

That makes sense, since you can’t deal with life at arm’s length. Whatever you focus on will grow, and you only have 24 hours a day to attain your success and happiness. Having the intestinal fortitude to define your values, beliefs, and philosophy, and then to arrange your goals in each area of your life so that they all fit and support each other, is indeed a smart thing to do, and very rare.

Perhaps one percent of people do this. You can, too.

It’s a simple choice.

Defining Our Own Philosophy

Defining our own philosophy and world view, and then deciding what we want our lives to look like, taking into account every area of life:

  • social,
  • mental,
  • physical,
  • financial,
  • family,
  • work,
  • etc.,is the first step to greatness.

Then, look at your present lifestyle and choices through this lens, and decide what and who needs to be:

  • adjusted,
  • removed,
  • fixed,
  • added,
  • and tweaked.

That‘s the scary and exciting part, because it will tell you exactly how much you are committed to what you say you believe and want.

Your philosophy of life is like your GPS, or compass. It will guide you to it’s ultimate purpose, be it self-sacrifice and resentment, or greatness and fulfillment.

Align All the Areas of Your Life

Then, it’s time to take action, to align all the areas of your life with your goals and values. This means removin

  • certain people,
  • groups,
  • activities,
  • choices,
  • and input,
  • and adding new stuff.

It’s like

  • pulling the thorn out of your foot,
  • wiping the dog poo off the bottom of your shoe,
  • filling your gas tank,
  • joining a health club,
  • buying a bicycle,
  • and canceling your membership to a club of losers.

It’s a wonderful way to spring clean your life, repaint it, and spruce it up.

It’s weeding the garden and planting new, beautiful flowers.

Having the guts to commit to being real and honest, no matter what the cost, is a wonderful investment in your happiness and self-esteem.

The Midas Touch

People who live congruent lives feel that whatever they touch turns to gold – success starts to “flow” for them. Things start going their way.

  1. They breathe easier.
  2. They sleep well.
  3. They confront issues with courage and confidence.
  4. They seem to attract successful people and circumstances.
  5. They start liking and respecting themselves more, so others start treating them better, too.
  6. They come out of the closet, so to say, into the bright sunlight of energy, purpose, and freedom.

This is scary for losers, who live on excuses, but exciting for winners, who love creating their own dream lives:

“Every thought, word, action, cent, decision, commitment, second, minute, hour, and mouthful of food COUNTS.”

Evaluate Your Life

I encourage you to evaluate your life and decide if it’s congruent or not. Since 97% of our problems, including our most valuable resource – our time, can be solved or significantly alleviated with money, as I have found being a Joint Venture Broker to be the most valuable tool available for facilitating a life of congruency, freedom, and happiness.

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Jan 04

As entrepreneurs, we all know that a large database, especially if it is a real database which involves regular communication, value, and respect, is a goldmine. That is true. No doubt about it.

But we have also been taught that a large network is important when you need support in hard times.

That is only true of the good people in your network – the quality people.

Working With the Right People

I know business owners who spend a whole lot of time keeping contact with and fostering relationships with the wrong people. Those people will not help you in hard times – they will run for the hills. That will not produce or improve anything.

We should work hard on our relationships with the right people, but we shouldn’t waste time with the wrong people. Quality is more important that quantity.

When people have proven to you that they have other agendas and hidden agendas, and that they’re only around to ride your coattails and eat off your plate, you might keep them in your database, but don’t expect anything from them.

Two Kinds of People

A very successful businesswoman, Reeva Forman, once told me long ago that there are only two kinds of people in the world:

  • Givers and Takers.
  • Producers and Consumers.
  • Creators and Parasites.
  • Rainmakers and passengers.
  • Winners and losers.

Don’t fool yourself with quantity. The small percentage of winners will be there for you when you need then, and these are the people to spend your precious time and efforts on. The past is a good indicator of their future choices.

How do you know which ones are the real winners? Test them.

Finding Your Winners

Here’s a simple test to see if you’re trying to build a long-term relationship with a stinker or a star: Ask yourself this:

“What has this person contributed / created / produced without my guidance and help? If I wasn’t around, what would he or she have achieved? Is this someone who is riding on my initiative and reputation, or are they genuinely and consistently improvising, innovating, and initiating? Do I have to initiate communication, motivate, cajole, contact, and threaten, remind or ask them before anything happens? Am I the driver all the time?”

Who Are the High Quality Ones?

It’s better to spend $1,000 on one single relationship than to spend a hundred dollars on each of ten people, hoping one of them turns out to be a winner instead of a weasel.

Most people in your life will come and go, and that’s fine. But you don’t adopt a child just because he washed your car, especially when you paid him to do it.

Watch out for those who need the approval of others, the party animal, hail-fellow-well-met type who is constantly trying to impress others and keep up with the Joneses. There are many posers, but few producers.

Invest in the Producers

You might have a thousand business cards, and that’s great for business. But how many of those people are high quality winners who will be there for you when the chips are down? How many will join you in Galt’s Gulch?

Work on one percent, and you won’t be disappointed.

Don’t cast your pearls before swine. Don’t waste your time and attention on the wrong people. Test them, create filters, and become more selective. You’ll be glad you invested more with the right people.

Dec 28

Most people go to meeting with one of three objectives:

  1. Can I sell this fellow my product or service?
  2. Can I get him to refer me business?
  3. Let’s just meet and exchange business cards so that we know where to find each other in the future.

There is a much higher, more sophisticated, more lucrative path to take.

My Objective for a Meeting

I met with someone this morning – a real winner. My objective is to build a long-term relationship with him and do lots of mutually-beneficial business over time.

What did I sell him? We met in a bookstore, and I sold him a copy of “Atlas Shrugged”. At least, he was headed for the cashier with the book in his hand when I waddled out. That’s possibly the biggest favor I will ever do for him. But my strategy for turning that meeting into a goldmine goes beyond recommending a book that will change his life.

Seek to Add to Your “Eagles List”

Having established his credentials, and my due diligence having shown that the man is a winner of the highest caliber, I simply add his name to my “Eagles List”. These are winners (many who assume they’re on that list are not) with whom I intend to build strong, trusting, lucrative relationships /goldmines. They are few and far between, hard to find, and like gold nuggets in tons of dirt, so one should value such a discovery. These people represent less than 1% of the population.

  1. The people on my Eagles List receive regular communication and value form me.
  2. I regularly introduce them to good people, good deals, and good Joint Ventures, look for overlap with them in my own JVs, and generally seek to add value to their lives.
  3. I monitor these relationships carefully, and when evidence reveals that they’re not who I thought they were, or they make bad choices, they are simply removed from my list (and go spiraling forlornly into outer darkness).

Building a Winners-Only Network

Winners understand reciprocity and they think big. If your network creates your net worth, it’s crucial that you avoid losers and parasites at all costs. By carefully and consistently building value and relationships with the right people, you earn the right to their time and advice.

Jim Rohn said, “Asking is the beginning of receiving. Make sure you don’t go to the ocean with a teaspoon. At least take a bucket so the kids won’t laugh at you.”

Winners know other winners, and it’s all about who you know.

Business is a Courtship

Think about a successful Joint Venture as the culmination of a courtship. Proving yourself as being professional, reliable, honest, and able, and creating trust and reciprocity, has to happen before smart entrepreneurs will work with you and introduce you to their friends. And they WILL judge you by the company you keep and your track record.

Jim Rohn again: “Success is neither magical nor mysterious. Success is the natural consequence of consistently applying the basic fundamentals.”

When you put enough wood on the fire, you can heat your home.

Dec 14

Racing car drivers know that if they look at the barriers, they will hit them. We tend to move in the direction we look.

I know it’s true – I regularly race along a certain forest path on my trusty bicycle, and at one point I always had to slow down to avoid hitting a particular tree stump. Yesterday, I took my own advice, and instead of looking at the tree stump (where I didn’t want to go) I kept my eyes on the path beyond the tree stump (where I did want to go) and amazingly, I found I could negotiate the same route at twice my previous speed.

How They “Hit the Stump”

They say seventy percent of Americans are one paycheck away from bankruptcy. Actually, I think the number is much higher.

How to get out of debt?

  1. First, what do most people do? They focus on the debt. It’s like a huge depression magnet. How happy, courageous, enthusiastic, creative, and innovative can one be when focusing on your biggest problem?
  2. They associate with other people who are also in debt. Crazy! That just perpetuates the situation!
  3. They seek silly, quick-fix solutions, like network marketing (it works, but it takes years) and risky schemes that cost a lot to get involved with. Remember, only take advice from someone who already has what you want, and that the biggest scammers are found running seminars and behind pulpits.

Someone once said that if you know what 97% of people are doing and you just consistently do the opposite, you can’t help succeeding in life. That’s because most people are losers. That’s a proven statistic; 97% of people will never get rich. So you have to go with the 3% if you want financial freedom.

My real life, tough love, unapologetic recipe for getting out of debt:

1.  Stop Unnecessary Spending.

Stop spending money you don’t have on things you don’t need to impress people who don’t care.

  • You don’t NEED to lease the latest, shiny new car.
  • You don’t need to eat out in restaurants all the time.
  • You don’t need to belong to service clubs and networking clubs if they’re not making you money, and factor in all your costs – your time, gas, meals, parking, etc.
  • You don’t need a Blackberry – I seldom use my old cell phone, and I do just fine.

Even if you’re the “President”, resign right now. Get real, and get over your ego and your need for acceptance. If you’re a dirty little smoker, it’s costing you at least $300 per month, offending people who don’t like stinking of foul tobacco, and telling everyone you’re a loser. Stop it. Winners don’t smoke. If I’m offending you, I don’t care.

2.  Flock with Winners.

Surround yourself with winners who have money. Cut the losers, whiners, and parasites in your life loose – NOW. That’s around 97% of people.

3.  Improve Your Focus.

Focus on profits, not sales, awards, or titles. You may be a Double Diamond Executive Champion in your network marketing company, but if you’re only earning $1,000 per month from it, you’re delusional. If you’re a business owner, moving your focus from sales to profits is a major shift in focus. Fire any employee who isn’t profitable, even if it’s a relative. You’re not a socialist. If your business isn’t working, scrap it. You’ll have to get tough if you want to get rich.

4.  Take Responsibility.

Stop making excuses and take full responsibility for your financial future. You have to adapt to your circumstances and stop blaming them. Change your sails and use the wind to propel you towards your goals. Your present life and financial status is a mirror of your choices and thoughts. YOU created it.

The past is irrelevant, so stop talking about it. Nobody cares how successful you say you were in the past. You can’t drive to the bank looking in the rear-view mirror. Depend only on yourself, and decide that you will reach your goal of financial freedom no matter what it takes or how long it takes – no turning back – total commitment. 24/7/365.

Move from being a worrier to a warrior, from victim to victor. You can be popular of you can be rich. Decide what is most important to you. If you want both, your achievements will be short-lived and mediocre at best.

5.  Find a Truly Successful Mentor.

Find a mentor with money and without a hidden motive. That disqualifies 99% of “coaches” and “consultants” and all bank managers and “Financial Planners”. Take his or her advice, and don’t second-guess them, or they will cut you loose. They will watch you, and if you’re not consistently taking action and applying their advice, you will suddenly find it hard to get hold of them. Atlas will shrug. Your Mentor will provide you with a SYSTEM for making money, and you have to stick with it UNTIL it works.

My Motto

Remember this – it is my motto for life, from Paul J. Meyer:

“Whatever you vividly imagine, ardently desire, sincerely believe, and enthusiastically act upon, must inevitably come to pass.”

Winners NEVER quit.

That’s it. Simple. The best system I have found to create financial freedom for anyone, regardless of their age, circumstances, background, education, or experience, and that can allow them to retire in one year with more residual income per month than they need to live on, is Joint Ventures.

DollarMakers is designed to help you and mentor you to this goal without risk, and you can do it part-time. We have a 23-year track record, and we practice what we preach. Get the fantastic Joint Venture Coupon Strategy tool for free now. That’s a good place for you to start.

Nov 30

How do you decide which Joint Venture Partner you want to work with? After all, we have literally millions of options, don’t we?

If you agree that basically, people don’t change – we change our choices, but not who we essentially are – then their past track record must, to a large extent, predict their future choices.

  • I’m talking about a track record that starts early in life, and consistently repeats.
  • Also, small decisions and actions give us clues to who people are.

We want to work with winners, not wanna-be’s. The quality of our network will determine our net worth, and we can’t afford to hook up with losers. That means that 97% of people simply don’t qualify to work with us. Here’s a simple checklist:

1.  Their Track Record.

Talk with people about their successes and failures in their lives, from childhood. Winners and leaders will always, like the proverbial cream, rise to the top – in teams, in groups, in organizations, in clubs, at school – wherever they choose, and wherever their passion is. If a champion believes in something, he or she is going to make it work. They have track records of success in many different areas of life. Ask the hard questions.

2.  Their Daily Choices.

Watch their daily choices – do they deliver on time, return calls and emails promptly, dress professionally, groom themselves well? Are they reliable, punctual, respectful, honest, and straightforward? Are they generous? Do they honor their promises and make good and take responsibility when they mess up?

3.  Their Money.

Have they made money? If not, what makes you think that will suddenly change? If they have money, where did they get it? Inheritance? Are they self-made, or Daddy-made? If the boy lives with his parents, is a stay-at-home-dad, has his wife support him, and moves from one financial disaster or network marketing company to the next, how will you benefit from partnering with him? Ask them!

4.  Their Associations.

With whom do they associate? Look at their friends. Birds of the feather flock together. Losers love to team up with each other.

5.  Their Input.

Look at what they read. BIG clues there. Be careful of “seminar junkies” – they flare up fast and fade away even faster.

6.  Their Philosophy.

Determine their philosophy. Avoid mystics, socialists, and altruists. You will discover their philosophy by observing their lives. Do your due diligence.

7.  Their Involvements.

What clubs / groups / cults / organizations do they belong to?

8.  Their Action.

Are they action-takers or procrastinators? Are they overly analytical? Do they embrace change positively? Are they “big hat, no cattle”, or the real thang?

9.  Their Presentation.

How do they present themselves? Their dress, grooming, business cards, car, pen, shoes, paperwork, binders, hair, (men with nose / ear hairs, women who have unruly, wet, or badly cut hair) nails, jewelry, tattoos, piercings… Everything is a clue. Do the women dress act like flirts / sluts? Avoid smokers and drinkers.

10.  Test Their Metal.

Even is all the above are in line, test your potential JV partners in small matters before opening up the store. Give them enough rope to hang themselves, enough opportunity to steal, and enough time to let their masks slip.

Be patient – it’s well worth it. Remember, you’re looking for 3% of people.

Nov 25

It’s like sugar in your gas tank, poison in your pop, the worm in your apple – the one flaw that can cripple even the best Joint Venture, and something to be avoided at all costs. The reason why many newbies to Joint Venture brokering fail is their choice of JV partner. Because of their low self-esteem and confidence, along with their limited belief and low aspirations, they approach people by whom they don’t feel threatened. (This is the same reason why network marketing newbies try to recruit losers.)

Who Are You Dealing With?

Think about it:

  • When you try to set up JV’s with copycats, counterfeits, caricatures, wannabe’s, and “managers”, you’re not dealing with real decision makers.
  • Sycophants, sidekicks, mimics and morons cannot make a JV work – they don’t have what it takes. If they did, they would be the head honchos, the chiefs, the principals. But they’re not.

They talk the talk, but they can’t walk the walk. They’re just parasites and pawns, and they with frustrate you and fail you.

The posers and pretenders will sabotage and scuttle your lucrative JV.  Don’t even bother.

Aim Higher

Smart JV Brokers know that the higher you go, the more you grow. Deal with the top guy, the president of the company, the real deal, and you will find your Joint Ventures flowing and flourishing.

  1. They make good decisions, which they make fast.
  2. They can pay their way.
  3. They have a track record of success, and that is a clear prediction of their future with you.
  4. Winners are generally generous and upfront.
  5. They will tell it like it is and practice what they preach – that’s how they got to be the owner of the business.

Getting to the Top

The way to get to the top people is to create a really good, complete, professional presentation that requires no money, no risk, and little time from the other party, and pushes all the right buttons.

  • It should be logical, short, and sweet, understandable, and concise.
  • Most of all. It needs to have high, residual potential.

After all, the JV is about money, leverage, and results – it’s not about you, so don’t get your self-esteem or lack of experience slow you down and lower your expectations.

Go to the top dog, not the concierge. Pitch your JV with the focus on the bottom line and his or her interests – not your own. And stop trying to sell yourself – successful people don’t have to convince others that they are successful.

Red Flags

Here are a few red flag words that will chase off any winner:

  • “Integrity” the bigger the loser, the more often he will use this word!
  • “I am honest”
  • “I will try / do my best”
  • “If”
  • “I hope / I guess”

If you have done your homework and you have the right training and support, you will speak easily and as an equal.

You may feel important by dealing with losers, but you will become important by dealing with winners.

A Fatal Flaw to Avoid in Your Joint Ventures

It’s like sugar in your gas tank, poison in your pop, the worm in your apple – the one flaw that can cripple even the best Joint Venture, and something to be avoided at all costs. The reason why many newbies to Joint Venture brokering fail is their choice of JV partner. Because of their low self-esteem and confidence, along with their limited belief and low aspirations, they approach people by whom they don’t feel threatened. (This is the same reason why network marketing newbies try to recruit losers.)

Who Are You Dealing With?

Think about it:

  • When you try to set up JV’s with copycats, counterfeits, caricatures, wannabe’s, and “managers”, you’re not dealing with real decision makers.
  • Sycophants, sidekicks, mimics and morons cannot make a JV work – they don’t have what it takes. If they did, they would be the head honchos, the chiefs, the principals. But they’re not.

They talk the talk, but they can’t walk the walk. They’re just parasites and pawns, and they with frustrate you and fail you.

The posers and pretenders will sabotage and scuttle your lucrative JV.  Don’t even bother.

Aim Higher

Smart JV Brokers know that the higher you go, the more you grow. Deal with the top guy, the president of the company, the real deal, and you will find your Joint Ventures flowing and flourishing.

  1. They make good decisions, which they make fast.
  2. They can pay their way.
  3. They have a track record of success, and that is a clear prediction of their future with you.
  4. Winners are generally generous and upfront.
  5. They will tell it like it is and practice what they preach – that’s how they got to be the owner of the business.

Getting to the Top

The way to get to the top people is to create a really good, complete, professional presentation that requires no money, no risk, and little time from the other party, and pushes all the right buttons.

  • It should be logical, short, and sweet, understandable, and concise.
  • Most of all. It needs to have high, residual potential.

After all, the JV is about money, leverage, and results – it’s not about you, so don’t get your self-esteem or lack of experience slow you down and lower your expectations.

Go to the top dog, not the concierge. Pitch your JV with the focus on the bottom line and his or her interests – not your own. And stop trying to sell yourself – successful people don’t have to convince others that they are successful.

Red Flags

Here are a few red flag words that will chase off any winner:

  • “Integrity” the bigger the loser, the more often he will use this word!
  • “I am honest”
  • “I will try / do my best”
  • “If”
  • “I hope / I guess”

If you have done your homework and you have the right training and support, you will speak easily and as an equal.

You may feel important by dealing with losers, but you will become important by dealing with winners.

Nov 20
  • One man lives in a trailer park. He is an obese, unhealthy smoker who seldom reads books of any value and spends most of his time playing computer games and whining about the government, upon which he relies for his income.
  • Another lives in a nice home, provides for his family, loves his work, develops his mind, stays in shape, and has big goals.
  • They were both abused as children, grew up on the wrong side of the tracks, and suffered hardships.
  • They are twin brothers.

Circumstances Reflect Philosophy

In Ayn Rand’s amazing book, “Atlas Shrugged”, which I am reading for the third time, John Galt says that one is “remaking the earth in the image of one’s values”. He shows that the construction of our circumstances is an ongoing process. Our values and beliefs are the result of our philosophy. Your circumstances reflect your philosophy and self-esteem.

The loser in the trailer park didn’t end up there one day, suddenly, buy accident, as if by magic. His philosophy directed his choices, which took him down that road. The winner also built his lifestyle – choice by choice. Millions of volitional choices got both these men to where they are today. There is no mystery.

The Sum Total of Your Choices

Your lifestyle and circumstances are the sum total of the choices you have made in your life. Where you will be in the next few years, and where you will end up, is your choice. You hold your future in your own hands.  Every cent you earn and spend is your choice.

Ask the man in the trailer what he thinks about man’s responsibility, about freedom, the role of government, business, and about “luck”. He will explain his philosophy to you. Look at the books he reads, the places he goes, the things he does, the people he mixes with, what he does with his time, and you will see his philosophy. The same goes for the man who has a good life.

Anyone Can Change

Can the man move out of the trailer park lose weight, and create a life of success and happiness? Of course he can, but his philosophy would have to change. His philosophy makes him happy playing the role of a nicotine-addicted victim. He does what he enjoys doing!

  • He prefers the company of drunkards and losers to winners.
  • He loves feeling sorry for himself.
  • He hates the idea of taking responsibility.
  • He doesn’t WANT to change; if he did, he would!

His is a philosophy of collectivism and socialism. He believes the world owes him a living, and he blames his family and the world for the fact that he doesn’t have a nice house like his brother.

We like to believe that people can change, and they can. But we need to understand that most of them WON’T change, because they don’t want to change, and often because they don’t believe they CAN change.

You Can’t Give or Force Change

You can’t solve someone’s financial problems by giving them money; you have to teach them to MAKE their own money.  But you can only do that if they WANT to earn more money themselves. Chances are, they expect someone else to earn it and GIVE it to them – they are parasites.

Change is Simple

If you WANT to change your life, it’s actually simple. Find someone who has what you want, someone who has created a lifestyle that you want for yourself, and then adopt their philosophy.

I personally modeled successful men whom I admired, learned their beliefs and values, and emulated them. I adopted the philosophies of men like Paul J. Meyer, Jim Rohn, Earl Nightingale, Napoleon Hill, and Winston Churchill, and then I refined my philosophy into one of Objectivism, as portrayed in “Atlas Shrugged.”

Nov 06

Imagine an architect who meets with a builder/developer and a town planner. The developer wants to build a magnificent building. He says, “I have this feeling that I should build something – not sure exactly what it should look like, or what it would cost, or where I would find the money, but what do you think?”

To which the town planner replies, “Well, I guess we could find some space somewhere,  after all, it sounds like a noble cause – we’ll come up with a space, I’m sure…”

…and the architect pipes up, “Well, I don’t want to be too rigid, and the front of the building could look more or less like this, but I have a feeling it will just come together – I’ll check with my psychic…”

…Ridiculous, right?

Do You Have an Irrational Approach?

That’s how most people try to build wealth.

  • They rely on the wrong people giving them spurious advice.
  • They rely on “gut feel.”
  • They have no discipline.
  • They spend more time planning a party than their old age, and they live in the moment like animals.
  • But the worst aspect of this lack of planning or thought is the real underlying motive –refusal to take responsibility or to be held accountable.

That’s why the masses follow the mystics and witchdoctors of our time, why they live vicariously through sports teams and film stars, why they join cults, and why they become “course junkies”, waddling from seminar to seminar and never applying anything they learn. Cults are great for people who don’t want to have to think or make choices. It’s easier to be a sports fan on your couch, clutching a slice of pizza in your chubby paw, than to actually go and play the game.

If You’re Serious about Wealth Building

If we seriously want to build real wealth, we can’t hide behind silly excuses like “fate”, “destiny”, feelings, gods, demons, angels, spirits, and chance; we need to be very specific and logical.

“Feelings come and feelings go, but feelings are deceiving; I build my life on rational choices – naught else is worth believing.”

The architect builds for the future – the archeologist (like an accountant) looks at the past. Winners look to the future and leverage their past experiences, good as well as bad, while losers blame their past for their slothfulness and use the past as an excuse. Like blaming your failure on slavery that happened hundreds of years ago.

Engineer Your Future

Architects, builders, and town planners are very specific, logical, and realistic about what they do. Engineers building a bridge don’t make decisions based on hope, feelings, fortune tellers, psychics, or mystical expectations. When you want to build a bridge from where to are to where you want to be, you had better understand that bridges can collapse if they are not built properly. There is time, cost, responsibility, and accountability  involved. Without work, persistence and perseverance, no building can be built, and nothing of any real value accomplished.

Your Philosophy is Your Foundation

The foundation on which you plan your future is your philosophy. If your wealth philosophy is wrong, you will end up like most other people – poor, frustrated, resentful, jealous, and bitter.

Rika and I rented a boat last week and spent three hours boating in Howe Sound. It was a wonderful experience. The boat was well prepared, maintained, and full of gas. We had life jackets, a whistle, food, water, a map, hats, sunscreen, and a cell phone with us. We took advice from the people who rented us the boat. We were well prepared for the trip, we knew where we wanted to go, and what we wanted to do, we paid for the boat hire and insurance, and it worked out great. We didn’t wander down to the water and try to cut down a tree with a penknife to build a raft to go boating. Success is not random or ethereal.

If you would like to build wealth, travel to your Treasure Island, and be assured that your philosophy will enable you to accomplish that, DollarMakers is here for you.

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